$10.75 an Hour is How Much a Day in Sioux City, IA?
An hourly pay rate of $10.75/hr in Sioux City, IA translates to $86 in gross daily earnings based on full-time work of 2,080 annual hours before taxes.
How Much is $10.75 an Hour After Taxes in Sioux City, IA?
Adjust hours, state, or filing status to calculate custom net take-home pay.
per day after Federal, FICA & State Taxes
Estimated Tax Breakdown ($22,360 Gross)
Your $19,023.78 net pay in Sioux City has the equivalent purchasing power of $22,448/yr nationally due to Sioux City's LCOL cost-of-living tier — $3,424.22 more than the same salary in an average U.S. city.
For the complete gross-to-net pay matrix, tax calculation, and PTO comparison for $10.75/hr in Iowa:
Sioux City vs Comparable Iowa Cities
Sioux City ranks #4 of 7 in Iowa by rent cost. See how it compares to cheaper and pricier neighbors at $10.75/hr.
| City | Avg 1BR Rent | vs 30% Budget | Needs Leftover | Local Median Wage | Housing Verdict |
|---|---|---|---|---|---|
| Waterloo | $817/mo | $258 over | -$24/mo | $17.20/hr | ⚠️ Tight |
| Iowa City | $874/mo | $315 over | -$81/mo | $18.40/hr | ⚠️ Tight |
| Sioux City ← You | $931/mo | $372 over | -$138/mo | $19.60/hr | ⚠️ Tight |
| Davenport | $998/mo | $439 over | -$205/mo | $21.00/hr | 🔴 Difficult |
| Cedar Rapids | $1,093/mo | $534 over | -$300/mo | $23.00/hr | 🔴 Difficult |
*Needs Leftover = 50% of net pay ($793/mo) minus city average rent. Positive = comfortable; negative = rent strain.
Is $10.75/hr a Living Wage in Sioux City, IA?
Full monthly expense breakdown based on Sioux City cost-of-living data and BLS Consumer Expenditure benchmarks.
$10.75/hr falls $356/mo short of estimated living costs in Sioux City.
Sioux City (LCOL) living wage threshold: $15.50/hr — your wage is $4.75/hr below this threshold.
Estimated Monthly Expenses in Sioux City
| Expense Category | Amount | Share |
|---|---|---|
| Avg 1BR Rent — Sioux City | $931 | 58.7% of net |
| Groceries & Food | $320 | 20.2% of net |
| Utilities (Electric, Water, Internet) | $110 | 6.9% of net |
| Transportation (Gas, Insurance, Transit) | $280 | 17.7% of net |
| Healthcare & Insurance | $180 | 11.4% of net |
| Personal & Miscellaneous | $120 | 7.6% of net |
| Total Monthly Expenses | $1,941 | -$356 deficit |
| Your Monthly Net Pay | $1,585.31 | 100% |
Sioux City Wage Percentile
Savings Milestones in Sioux City
50/30/20 Budget Rule for $10.75/hr in Sioux City, IA
Based on estimated monthly take-home pay of $1,585.31 after taxes.
Average 1-bedroom rent in Sioux City ($931/mo) exceeds your 30% safe rent limit ($559/mo) by $372/month. Living with roommates or adjusting lifestyle wants is recommended in Sioux City.
Deducting $931/mo Sioux City rent leaves $-138.35/mo for groceries & bills.
Dining out, Hobbies & Subscriptions
Emergency fund, Investments
How Much Rent Can You Afford on $10.75/hr in Sioux City, IA?
Financial experts recommend spending no more than 30% of your gross income on housing.
Detailed Analysis: Is $10.75 an Hour a Good Wage?
At an hourly pay rate of $10.75/hr in Sioux City, IA, an individual generates approximately $86 in gross daily earnings over a standard work schedule. In Sioux City, the local median individual wage sits at $19.60/hr, meaning your $10.75/hr rate represents a 45.2% discount compared to local peers. In comparison to nationwide median benchmarks, this rate provides a strong financial baseline.
Take-Home Pay & Net Cash Flow Analysis
In terms of actual purchasing power, an hourly rate of $10.75/hr delivers an estimated net take-home pay of $73 per day after accounting for Federal taxes, FICA contributions, and state withholdings in Sioux City, IA.
Housing Affordability & Safe Rent Guidance
Following the established 30% gross income housing guideline ($1,863 gross monthly x 0.30), the recommended maximum monthly rent for a $10.75/hr wage in Sioux City, IA is $559/month. This budget leaves a deficit of -$372/mo compared to the average Sioux City 1-bedroom rent of $931/mo, indicating that independent housing is tight.
50/30/20 Monthly Budget Allocation
Applying the standard 50/30/20 budget framework to your estimated net monthly pay of $1,585: allocate $793 (50%) for essential needs, $476 (30%) for wants, and $317 (20%) for savings. Because the average local rent of $931/mo exceeds the 50% Needs allocation, you will have a monthly deficit of -$138 in this category.
Frequently Asked Questions
How much is $10.75 an hour per day working full-time in Sioux City, IA? ▼
For a standard 8-hour workday, earning $10.75/hr gives a gross daily wage of $86 in Sioux City, IA before taxes.
What is the net daily paycheck for a $10.75/hr wage in Sioux City, IA? ▼
After state, federal, and FICA deductions, a $10.75/hr worker keeps about $73 per day in net take-home earnings in Sioux City, IA.
How does a $10.75/hr wage compare to daily expenses in Sioux City, IA? ▼
Earning a net $73 daily paycheck in Sioux City, IA allows a worker to cover typical daily housing, food, and transport costs, depending on individual spending habits.
Salary Paycheck Period
Compare different paycheck frequencies for this exact hourly rate.
Explore Nearby Hourly Rates
Compare how small rate adjustments affect take-home pay.
Compare $10.75/hr Across Other U.S. States
See net take-home pay for $10.75 an hour in top tax-free and progressive states.