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Home / Hourly Rates / $10 Per Hour / Wyoming / Cheyenne Paycheck
PAYCHECK & TAX BREAKDOWN

$10 an Hour is How Much a Year in Cheyenne, WY?

An hourly pay rate of $10/hr in Cheyenne, WY translates to $20,800 in gross yearly earnings based on full-time work of 2,080 annual hours before taxes.

Gross Annual $20,800 52 weeks @ 40 hrs
Gross Monthly $1,733.33 ~166.6 hours/month
Gross Weekly $400 40 hours/week
Overtime Rate (1.5x) $15 per hour after 40 hrs
Cheyenne Affordability 42/100 Difficult — Mid Cost of Living
Cheyenne Cost of Living Mid Cost of Living
Avg 1BR Rent in Cheyenne 30% Rule: $520/mo budget
$1,250/mo $730 over budget ✗
Cheyenne Median Wage BLS Local Area Estimate
$26.25/hr -61.9% below local median

How Much is $10 an Hour After Taxes in Cheyenne, WY?

Adjust hours, state, or filing status to calculate custom net take-home pay.

Weekly Hours: 40 hrs/wk
10 hrs (Part-time) 40 hrs (Full-time) 80 hrs
hrs/wk
Estimated Net Take-Home
$18,588.8

per year after Federal, FICA & State Taxes


Monthly Net $1,549.07
Bi-Weekly Net $714.95

Estimated Tax Breakdown ($20,800 Gross)

Federal Income Tax (~3.0%) $620
FICA Tax (Social Security & Medicare 7.65%) $1,591.2
Wyoming State Tax (~0.0%) $0
*Estimates based on 2026/2027 IRS tax brackets with standard deduction. ✓ IRS Publication 15-T Verified
Cheyenne Real Purchasing Power (COL-Adjusted) ↑ 102% of National Average
$18,961 COL-Adj. Annual
$1,580 COL-Adj. Monthly
$9.12/hr Real Wage Equiv.

Your $18,588.8 net pay in Cheyenne has the equivalent purchasing power of $18,961/yr nationally due to Cheyenne's MCOL cost-of-living tier — $372.2 more than the same salary in an average U.S. city.

Full Tax & Paycheck Breakdown

For the complete gross-to-net pay matrix, tax calculation, and PTO comparison for $10.00/hr in Wyoming:

Wyoming Full Breakdown →

Cheaper Alternatives to Cheyenne in Wyoming

Earning $10.00/hr in Cheyenne is tight on housing. These Wyoming cities offer better rent-to-income ratios.

Safe Rent Budget: $520/mo (30% of gross)
City Avg 1BR Rent vs 30% Budget Needs Leftover Local Median Wage Housing Verdict
Rock Springs $920/mo $400 over -$145/mo $19.32/hr ⚠️ Tight
Gillette $980/mo $460 over -$205/mo $20.58/hr 🔴 Difficult
Laramie $1,050/mo $530 over -$275/mo $22.05/hr 🔴 Difficult
Casper $1,150/mo $630 over -$375/mo $24.15/hr 🔴 Difficult
Cheyenne ← You $1,250/mo $730 over -$475/mo $26.25/hr 🔴 Difficult

*Needs Leftover = 50% of net pay ($775/mo) minus city average rent. Positive = comfortable; negative = rent strain.

City Report

Is $10.00/hr a Living Wage in Cheyenne, WY?

Full monthly expense breakdown based on Cheyenne cost-of-living data and BLS Consumer Expenditure benchmarks.

Below Living Wage Threshold in Cheyenne

$10.00/hr falls $991/mo short of estimated living costs in Cheyenne.

Cheyenne (MCOL) living wage threshold: $19.50/hr — your wage is $9.50/hr below this threshold.

Estimated Monthly Expenses in Cheyenne

Expense Category Amount Share
Avg 1BR Rent — Cheyenne $1,250 80.7% of net
Groceries & Food $420 27.1% of net
Utilities (Electric, Water, Internet) $140 9.0% of net
Transportation (Gas, Insurance, Transit) $350 22.6% of net
Healthcare & Insurance $220 14.2% of net
Personal & Miscellaneous $160 10.3% of net
Total Monthly Expenses $2,540 -$991 deficit
Your Monthly Net Pay $1,549.07 100%

Cheyenne Wage Percentile

$26.25/hr Cheyenne Median Wage
$10.00/hr Your Hourly Rate
Bottom 35% of Cheyenne Earners
39% of U.S. Median Income

Savings Milestones in Cheyenne

Monthly Savings Capacity (20% of net) $310/mo
3-Month Emergency Fund Target $4,647
Months to Build Emergency Fund 15 months
20% Down Payment on Cheyenne Median Home $60,000
Months to Save for Down Payment 10 months
50/30/20 BUDGET ALLOCATION

50/30/20 Budget Rule for $10/hr in Cheyenne, WY

Based on estimated monthly take-home pay of $1,549.07 after taxes.

⚠️
Cheyenne, WY Rent Deficit Warning ($730/mo Over Budget)

Average 1-bedroom rent in Cheyenne ($1,250/mo) exceeds your 30% safe rent limit ($520/mo) by $730/month. Living with roommates or adjusting lifestyle wants is recommended in Cheyenne.

Needs (50%) Essential
$774.53

Deducting $1250/mo Cheyenne rent leaves $-475.47/mo for groceries & bills.

Wants (30%) Lifestyle
$464.72

Dining out, Hobbies & Subscriptions

Savings & Debt (20%) Wealth
$309.81

Emergency fund, Investments

Housing Affordability

How Much Rent Can You Afford on $10/hr in Cheyenne, WY?

Financial experts recommend spending no more than 30% of your gross income on housing.

Recommended Max Monthly Rent
$520 / mo
Based on the 30% gross rule ($1,733.33 x 0.30).
Ideal Rent Range: $398.67 - $520/mo
Max Stretch Rent (Take-home 40%): Up to $619.63/mo
Cheyenne Average 1BR Rent Benchmark: $1,250/month
Average Cheyenne rent ($1250/mo) exceeds your 50% Needs budget by $475.47/mo.

Detailed Analysis: Is $10.00 an Hour a Good Wage?

A hourly wage of $10 in Cheyenne, WY yields a gross annual salary totaling $20,800 prior to payroll taxes and deductions. Earning $10/hr puts you below the average worker in Cheyenne, where the median wage is $26.25 per hour. Understanding how this rate translates per year is crucial for planning your budget.

Take-Home Pay & Net Cash Flow Analysis

After payroll tax withholdings, a $10/hr compensation package leaves you with a post-tax disposable income of approximately $18,589 per year in Cheyenne, WY after statutory Federal withholdings.

Housing Affordability & Safe Rent Guidance

Financial advisors generally recommend capping housing expenditures at 30% of gross earnings. For a worker earning $10 per hour in Cheyenne, WY ($1,733/mo gross), this establishes an ideal rent ceiling of $520 per month. With the local average 1-bedroom rent in Cheyenne sitting at $1250/mo, spending $520/mo safe limit requires roommates to avoid severe housing cost burden.

50/30/20 Monthly Budget Allocation

Structuring your $1,549 net monthly income using the 50/30/20 rule yields: $775/mo dedicated to mandatory living costs, $465/mo reserved for discretionary spending, and $310/mo directed into savings. Under this structure, average Cheyenne rent ($1250/mo) consumes the entire Needs budget and leaves a deficit of $475/mo.

Cheyenne Local Median Wage Benchmark ($26.25/hr) -62% Below Local Median
U.S. National Individual Median Income ($54,000/yr) -61% vs National Median

Frequently Asked Questions

How much is $10 an hour per year working full-time in Cheyenne, WY?

Earning $10/hr working 40 hours per week for 52 weeks (2,080 annual hours) in Cheyenne, WY yields a total gross annual salary of $20,800 before tax deductions.

What is the net annual take-home pay for $10 an hour in Cheyenne, WY?

After Federal income tax, 7.65% FICA tax, and estimated Cheyenne, WY state taxes, an hourly wage of $10/hr results in an estimated net take-home pay of $18,589 per year.

How much rent can I afford in Cheyenne, WY earning $10 an hour?

Based on the 30% gross income housing rule ($1,733/mo gross x 0.30), the recommended maximum monthly rent for $10/hr in Cheyenne, WY is $520/month. Sibling city rent averages are compared on this page.

Salary Paycheck Period

Compare different paycheck frequencies for this exact hourly rate.

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