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PAYCHECK & TAX BREAKDOWN

$11 an Hour is How Much a Year in Lewiston, ME?

An hourly pay rate of $11/hr in Lewiston, ME translates to $22,880 in gross yearly earnings based on full-time work of 2,080 annual hours before taxes.

Gross Annual $22,880 52 weeks @ 40 hrs
Gross Monthly $1,906.67 ~166.6 hours/month
Gross Weekly $440 40 hours/week
Overtime Rate (1.5x) $16.50 per hour after 40 hrs
Lewiston Affordability 40/100 Difficult — Mid Cost of Living
Lewiston Cost of Living Mid Cost of Living
Avg 1BR Rent in Lewiston 30% Rule: $572/mo budget
$1,438/mo $866 over budget ✗
Lewiston Median Wage BLS Local Area Estimate
$24.72/hr -55.5% below local median

How Much is $11 an Hour After Taxes in Lewiston, ME?

Adjust hours, state, or filing status to calculate custom net take-home pay.

Weekly Hours: 40 hrs/wk
10 hrs (Part-time) 40 hrs (Full-time) 80 hrs
hrs/wk
Estimated Net Take-Home
$18,814.48

per year after Federal, FICA & State Taxes


Monthly Net $1,567.87
Bi-Weekly Net $723.63

Estimated Tax Breakdown ($22,880 Gross)

Federal Income Tax (~3.6%) $828
FICA Tax (Social Security & Medicare 7.65%) $1,750.32
Maine State Tax (~6.5%) $1,487.2
*Estimates based on 2026/2027 IRS tax brackets with standard deduction. ✓ IRS Publication 15-T Verified
Lewiston Real Purchasing Power (COL-Adjusted) ↑ 102% of National Average
$19,191 COL-Adj. Annual
$1,599 COL-Adj. Monthly
$9.23/hr Real Wage Equiv.

Your $18,814.48 net pay in Lewiston has the equivalent purchasing power of $19,191/yr nationally due to Lewiston's MCOL cost-of-living tier — $376.52 more than the same salary in an average U.S. city.

Full Tax & Paycheck Breakdown

For the complete gross-to-net pay matrix, tax calculation, and PTO comparison for $11.00/hr in Maine:

Maine Full Breakdown →

Cheaper Alternatives to Lewiston in Maine

Earning $11.00/hr in Lewiston is tight on housing. These Maine cities offer better rent-to-income ratios.

Safe Rent Budget: $572/mo (30% of gross)
City Avg 1BR Rent vs 30% Budget Needs Leftover Local Median Wage Housing Verdict
Biddeford $1,075/mo $503 over -$291/mo $18.49/hr 🔴 Difficult
Auburn $1,150/mo $578 over -$366/mo $19.78/hr 🔴 Difficult
South Portland $1,225/mo $653 over -$441/mo $21.07/hr 🔴 Difficult
Bangor $1,313/mo $741 over -$529/mo $22.57/hr 🔴 Difficult
Lewiston ← You $1,438/mo $866 over -$654/mo $24.72/hr 🔴 Difficult

*Needs Leftover = 50% of net pay ($784/mo) minus city average rent. Positive = comfortable; negative = rent strain.

City Report

Is $11.00/hr a Living Wage in Lewiston, ME?

Full monthly expense breakdown based on Lewiston cost-of-living data and BLS Consumer Expenditure benchmarks.

Below Living Wage Threshold in Lewiston

$11.00/hr falls $1,160/mo short of estimated living costs in Lewiston.

Lewiston (MCOL) living wage threshold: $19.50/hr — your wage is $8.50/hr below this threshold.

Estimated Monthly Expenses in Lewiston

Expense Category Amount Share
Avg 1BR Rent — Lewiston $1,438 91.7% of net
Groceries & Food $420 26.8% of net
Utilities (Electric, Water, Internet) $140 8.9% of net
Transportation (Gas, Insurance, Transit) $350 22.3% of net
Healthcare & Insurance $220 14.0% of net
Personal & Miscellaneous $160 10.2% of net
Total Monthly Expenses $2,728 -$1,160 deficit
Your Monthly Net Pay $1,567.87 100%

Lewiston Wage Percentile

$24.72/hr Lewiston Median Wage
$11.00/hr Your Hourly Rate
Bottom 36% of Lewiston Earners
42% of U.S. Median Income

Savings Milestones in Lewiston

Monthly Savings Capacity (20% of net) $314/mo
3-Month Emergency Fund Target $4,704
Months to Build Emergency Fund 15 months
20% Down Payment on Lewiston Median Home $69,024
Months to Save for Down Payment 12 months
50/30/20 BUDGET ALLOCATION

50/30/20 Budget Rule for $11/hr in Lewiston, ME

Based on estimated monthly take-home pay of $1,567.87 after taxes.

⚠️
Lewiston, ME Rent Deficit Warning ($866/mo Over Budget)

Average 1-bedroom rent in Lewiston ($1,438/mo) exceeds your 30% safe rent limit ($572/mo) by $866/month. Living with roommates or adjusting lifestyle wants is recommended in Lewiston.

Needs (50%) Essential
$783.93

Deducting $1438/mo Lewiston rent leaves $-654.07/mo for groceries & bills.

Wants (30%) Lifestyle
$470.36

Dining out, Hobbies & Subscriptions

Savings & Debt (20%) Wealth
$313.57

Emergency fund, Investments

Housing Affordability

How Much Rent Can You Afford on $11/hr in Lewiston, ME?

Financial experts recommend spending no more than 30% of your gross income on housing.

Recommended Max Monthly Rent
$572 / mo
Based on the 30% gross rule ($1,906.67 x 0.30).
Ideal Rent Range: $438.53 - $572/mo
Max Stretch Rent (Take-home 40%): Up to $627.15/mo
Lewiston Average 1BR Rent Benchmark: $1,438/month
Average Lewiston rent ($1438/mo) exceeds your 50% Needs budget by $654.07/mo.

Detailed Analysis: Is $11.00 an Hour a Good Wage?

At an hourly pay rate of $11/hr in Lewiston, ME, an individual generates approximately $22,880 in gross annual earnings over a standard work schedule. In Lewiston, the local median individual wage sits at $24.72/hr, meaning your $11/hr rate represents a 55.5% discount compared to local peers. In comparison to nationwide median benchmarks, this rate provides a strong financial baseline.

Take-Home Pay & Net Cash Flow Analysis

After payroll tax withholdings, a $11/hr compensation package leaves you with a post-tax disposable income of approximately $18,814 per year in Lewiston, ME after statutory Federal withholdings.

Housing Affordability & Safe Rent Guidance

Financial advisors generally recommend capping housing expenditures at 30% of gross earnings. For a worker earning $11 per hour in Lewiston, ME ($1,907/mo gross), this establishes an ideal rent ceiling of $572 per month. With the local average 1-bedroom rent in Lewiston sitting at $1438/mo, spending $572/mo safe limit requires roommates to avoid severe housing cost burden.

50/30/20 Monthly Budget Allocation

Structuring your $1,568 net monthly income using the 50/30/20 rule yields: $784/mo dedicated to mandatory living costs, $470/mo reserved for discretionary spending, and $314/mo directed into savings. Under this structure, average Lewiston rent ($1438/mo) consumes the entire Needs budget and leaves a deficit of $654/mo.

Lewiston Local Median Wage Benchmark ($24.72/hr) -56% Below Local Median
U.S. National Individual Median Income ($54,000/yr) -58% vs National Median

Frequently Asked Questions

How much is $11 an hour per year working full-time in Lewiston, ME?

Earning $11/hr working 40 hours per week for 52 weeks (2,080 annual hours) in Lewiston, ME yields a total gross annual salary of $22,880 before tax deductions.

What is the net annual take-home pay for $11 an hour in Lewiston, ME?

After Federal income tax, 7.65% FICA tax, and estimated Lewiston, ME state taxes, an hourly wage of $11/hr results in an estimated net take-home pay of $18,814 per year.

How much rent can I afford in Lewiston, ME earning $11 an hour?

Based on the 30% gross income housing rule ($1,907/mo gross x 0.30), the recommended maximum monthly rent for $11/hr in Lewiston, ME is $572/month. Sibling city rent averages are compared on this page.

Salary Paycheck Period

Compare different paycheck frequencies for this exact hourly rate.

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