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Home / Hourly Rates / $12.25 Per Hour / Wyoming / Rock Springs Paycheck
PAYCHECK & TAX BREAKDOWN

$12.25 an Hour is How Much a Year in Rock Springs, WY?

An hourly pay rate of $12.25/hr in Rock Springs, WY translates to $25,480 in gross yearly earnings based on full-time work of 2,080 annual hours before taxes.

Gross Annual $25,480 52 weeks @ 40 hrs
Gross Monthly $2,123.33 ~166.6 hours/month
Gross Weekly $490 40 hours/week
Overtime Rate (1.5x) $18.38 per hour after 40 hrs
Rock Springs Affordability 69/100 Tight — Low Cost of Living
Rock Springs Cost of Living Low Cost of Living
Avg 1BR Rent in Rock Springs 30% Rule: $637/mo budget
$920/mo $283 over budget ✗
Rock Springs Median Wage BLS Local Area Estimate
$19.32/hr -36.6% below local median

How Much is $12.25 an Hour After Taxes in Rock Springs, WY?

Adjust hours, state, or filing status to calculate custom net take-home pay.

Weekly Hours: 40 hrs/wk
10 hrs (Part-time) 40 hrs (Full-time) 80 hrs
hrs/wk
Estimated Net Take-Home
$22,442.78

per year after Federal, FICA & State Taxes


Monthly Net $1,870.23
Bi-Weekly Net $863.18

Estimated Tax Breakdown ($25,480 Gross)

Federal Income Tax (~4.3%) $1,088
FICA Tax (Social Security & Medicare 7.65%) $1,949.22
Wyoming State Tax (~0.0%) $0
*Estimates based on 2026/2027 IRS tax brackets with standard deduction. ✓ IRS Publication 15-T Verified
Rock Springs Real Purchasing Power (COL-Adjusted) ↑ 118% of National Average
$26,482 COL-Adj. Annual
$2,207 COL-Adj. Monthly
$12.73/hr Real Wage Equiv.

Your $22,442.78 net pay in Rock Springs has the equivalent purchasing power of $26,482/yr nationally due to Rock Springs's LCOL cost-of-living tier — $4,039.22 more than the same salary in an average U.S. city.

Full Tax & Paycheck Breakdown

For the complete gross-to-net pay matrix, tax calculation, and PTO comparison for $12.25/hr in Wyoming:

Wyoming Full Breakdown →

Higher-Earning Cities Near Rock Springs

Rock Springs is one of the most affordable cities in Wyoming. Here's how nearby cities compare if you're weighing a move for career growth.

Safe Rent Budget: $637/mo (30% of gross)
City Avg 1BR Rent vs 30% Budget Needs Leftover Local Median Wage Housing Verdict
Rock Springs ← You $920/mo $283 over +$15/mo $19.32/hr ⚠️ Tight
Gillette $980/mo $343 over -$45/mo $20.58/hr ⚠️ Tight
Laramie $1,050/mo $413 over -$115/mo $22.05/hr 🔴 Difficult
Casper $1,150/mo $513 over -$215/mo $24.15/hr 🔴 Difficult
Cheyenne $1,250/mo $613 over -$315/mo $26.25/hr 🔴 Difficult

*Needs Leftover = 50% of net pay ($935/mo) minus city average rent. Positive = comfortable; negative = rent strain.

City Report

Is $12.25/hr a Living Wage in Rock Springs, WY?

Full monthly expense breakdown based on Rock Springs cost-of-living data and BLS Consumer Expenditure benchmarks.

Below Living Wage Threshold in Rock Springs

$12.25/hr falls $60/mo short of estimated living costs in Rock Springs.

Rock Springs (LCOL) living wage threshold: $15.50/hr — your wage is $3.25/hr below this threshold.

Estimated Monthly Expenses in Rock Springs

Expense Category Amount Share
Avg 1BR Rent — Rock Springs $920 49.2% of net
Groceries & Food $320 17.1% of net
Utilities (Electric, Water, Internet) $110 5.9% of net
Transportation (Gas, Insurance, Transit) $280 15.0% of net
Healthcare & Insurance $180 9.6% of net
Personal & Miscellaneous $120 6.4% of net
Total Monthly Expenses $1,930 -$60 deficit
Your Monthly Net Pay $1,870.23 100%

Rock Springs Wage Percentile

$19.32/hr Rock Springs Median Wage
$12.25/hr Your Hourly Rate
Bottom 41% of Rock Springs Earners
47% of U.S. Median Income

Savings Milestones in Rock Springs

Monthly Savings Capacity (20% of net) $374/mo
3-Month Emergency Fund Target $5,611
Months to Build Emergency Fund 15 months
20% Down Payment on Rock Springs Median Home $44,160
Months to Save for Down Payment 6 months
50/30/20 BUDGET ALLOCATION

50/30/20 Budget Rule for $12.25/hr in Rock Springs, WY

Based on estimated monthly take-home pay of $1,870.23 after taxes.

⚠️
Rock Springs, WY Rent Deficit Warning ($283/mo Over Budget)

Average 1-bedroom rent in Rock Springs ($920/mo) exceeds your 30% safe rent limit ($637/mo) by $283/month. Living with roommates or adjusting lifestyle wants is recommended in Rock Springs.

Needs (50%) Essential
$935.12

Deducting $920/mo Rock Springs rent leaves $15.12/mo for groceries & bills.

Wants (30%) Lifestyle
$561.07

Dining out, Hobbies & Subscriptions

Savings & Debt (20%) Wealth
$374.05

Emergency fund, Investments

Housing Affordability

How Much Rent Can You Afford on $12.25/hr in Rock Springs, WY?

Financial experts recommend spending no more than 30% of your gross income on housing.

Recommended Max Monthly Rent
$637 / mo
Based on the 30% gross rule ($2,123.33 x 0.30).
Ideal Rent Range: $488.37 - $637/mo
Max Stretch Rent (Take-home 40%): Up to $748.09/mo
Rock Springs Average 1BR Rent Benchmark: $920/month
After paying average Rock Springs rent ($920/mo), you have $15.12/mo remaining for groceries, utilities & insurance.

Detailed Analysis: Is $12.25 an Hour a Good Wage?

At an hourly pay rate of $12.25/hr in Rock Springs, WY, an individual generates approximately $25,480 in gross annual earnings over a standard work schedule. In Rock Springs, the local median individual wage sits at $19.32/hr, meaning your $12.25/hr rate represents a 36.6% discount compared to local peers. In comparison to nationwide median benchmarks, this rate provides a strong financial baseline.

Take-Home Pay & Net Cash Flow Analysis

After payroll tax withholdings, a $12.25/hr compensation package leaves you with a post-tax disposable income of approximately $22,443 per year in Rock Springs, WY after statutory Federal withholdings.

Housing Affordability & Safe Rent Guidance

Financial advisors generally recommend capping housing expenditures at 30% of gross earnings. For a worker earning $12.25 per hour in Rock Springs, WY ($2,123/mo gross), this establishes an ideal rent ceiling of $637 per month. With the local average 1-bedroom rent in Rock Springs sitting at $920/mo, spending $637/mo safe limit requires roommates to avoid severe housing cost burden.

50/30/20 Monthly Budget Allocation

Structuring your $1,870 net monthly income using the 50/30/20 rule yields: $935/mo dedicated to mandatory living costs, $561/mo reserved for discretionary spending, and $374/mo directed into savings. Under this structure, your leftover Needs allocation is $15/mo after paying the average $920/mo rent.

Rock Springs Local Median Wage Benchmark ($19.32/hr) -37% Below Local Median
U.S. National Individual Median Income ($54,000/yr) -53% vs National Median

Frequently Asked Questions

How much is $12.25 an hour per year working full-time in Rock Springs, WY?

Earning $12.25/hr working 40 hours per week for 52 weeks (2,080 annual hours) in Rock Springs, WY yields a total gross annual salary of $25,480 before tax deductions.

What is the net annual take-home pay for $12.25 an hour in Rock Springs, WY?

After Federal income tax, 7.65% FICA tax, and estimated Rock Springs, WY state taxes, an hourly wage of $12.25/hr results in an estimated net take-home pay of $22,443 per year.

How much rent can I afford in Rock Springs, WY earning $12.25 an hour?

Based on the 30% gross income housing rule ($2,123/mo gross x 0.30), the recommended maximum monthly rent for $12.25/hr in Rock Springs, WY is $637/month. Sibling city rent averages are compared on this page.

Salary Paycheck Period

Compare different paycheck frequencies for this exact hourly rate.

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