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Home / Hourly Rates / $14.25 Per Hour / Maine / Auburn Paycheck
PAYCHECK & TAX BREAKDOWN

$14.25 an Hour is How Much a Year in Auburn, ME?

An hourly pay rate of $14.25/hr in Auburn, ME translates to $29,640 in gross yearly earnings based on full-time work of 2,080 annual hours before taxes.

Gross Annual $29,640 52 weeks @ 40 hrs
Gross Monthly $2,470 ~166.6 hours/month
Gross Weekly $570 40 hours/week
Overtime Rate (1.5x) $21.38 per hour after 40 hrs
Auburn Affordability 64/100 Tight — Mid Cost of Living
Auburn Cost of Living Mid Cost of Living
Avg 1BR Rent in Auburn 30% Rule: $741/mo budget
$1,150/mo $409 over budget ✗
Auburn Median Wage BLS Local Area Estimate
$19.78/hr -28.0% below local median

How Much is $14.25 an Hour After Taxes in Auburn, ME?

Adjust hours, state, or filing status to calculate custom net take-home pay.

Weekly Hours: 40 hrs/wk
10 hrs (Part-time) 40 hrs (Full-time) 80 hrs
hrs/wk
Estimated Net Take-Home
$23,873.14

per year after Federal, FICA & State Taxes


Monthly Net $1,989.43
Bi-Weekly Net $918.2

Estimated Tax Breakdown ($29,640 Gross)

Federal Income Tax (~5.3%) $1,572.8
FICA Tax (Social Security & Medicare 7.65%) $2,267.46
Maine State Tax (~6.5%) $1,926.6
*Estimates based on 2026/2027 IRS tax brackets with standard deduction. ✓ IRS Publication 15-T Verified
Auburn Real Purchasing Power (COL-Adjusted) ↑ 102% of National Average
$24,351 COL-Adj. Annual
$2,029 COL-Adj. Monthly
$11.71/hr Real Wage Equiv.

Your $23,873.14 net pay in Auburn has the equivalent purchasing power of $24,351/yr nationally due to Auburn's MCOL cost-of-living tier — $477.86 more than the same salary in an average U.S. city.

Full Tax & Paycheck Breakdown

For the complete gross-to-net pay matrix, tax calculation, and PTO comparison for $14.25/hr in Maine:

Maine Full Breakdown →

Higher-Earning Cities Near Auburn

Auburn is one of the most affordable cities in Maine. Here's how nearby cities compare if you're weighing a move for career growth.

Safe Rent Budget: $741/mo (30% of gross)
City Avg 1BR Rent vs 30% Budget Needs Leftover Local Median Wage Housing Verdict
Auburn ← You $1,150/mo $409 over -$155/mo $19.78/hr 🔴 Difficult
South Portland $1,225/mo $484 over -$230/mo $21.07/hr 🔴 Difficult
Bangor $1,313/mo $572 over -$318/mo $22.57/hr 🔴 Difficult
Lewiston $1,438/mo $697 over -$443/mo $24.72/hr 🔴 Difficult
Portland $1,563/mo $822 over -$568/mo $26.88/hr 🔴 Difficult

*Needs Leftover = 50% of net pay ($995/mo) minus city average rent. Positive = comfortable; negative = rent strain.

City Report

Is $14.25/hr a Living Wage in Auburn, ME?

Full monthly expense breakdown based on Auburn cost-of-living data and BLS Consumer Expenditure benchmarks.

Below Living Wage Threshold in Auburn

$14.25/hr falls $451/mo short of estimated living costs in Auburn.

Auburn (MCOL) living wage threshold: $19.50/hr — your wage is $5.25/hr below this threshold.

Estimated Monthly Expenses in Auburn

Expense Category Amount Share
Avg 1BR Rent — Auburn $1,150 57.8% of net
Groceries & Food $420 21.1% of net
Utilities (Electric, Water, Internet) $140 7.0% of net
Transportation (Gas, Insurance, Transit) $350 17.6% of net
Healthcare & Insurance $220 11.1% of net
Personal & Miscellaneous $160 8.0% of net
Total Monthly Expenses $2,440 -$451 deficit
Your Monthly Net Pay $1,989.43 100%

Auburn Wage Percentile

$19.78/hr Auburn Median Wage
$14.25/hr Your Hourly Rate
Bottom 43% of Auburn Earners
55% of U.S. Median Income

Savings Milestones in Auburn

Monthly Savings Capacity (20% of net) $398/mo
3-Month Emergency Fund Target $5,968
Months to Build Emergency Fund 15 months
20% Down Payment on Auburn Median Home $55,200
Months to Save for Down Payment 7 months
50/30/20 BUDGET ALLOCATION

50/30/20 Budget Rule for $14.25/hr in Auburn, ME

Based on estimated monthly take-home pay of $1,989.43 after taxes.

⚠️
Auburn, ME Rent Deficit Warning ($409/mo Over Budget)

Average 1-bedroom rent in Auburn ($1,150/mo) exceeds your 30% safe rent limit ($741/mo) by $409/month. Living with roommates or adjusting lifestyle wants is recommended in Auburn.

Needs (50%) Essential
$994.72

Deducting $1150/mo Auburn rent leaves $-155.28/mo for groceries & bills.

Wants (30%) Lifestyle
$596.83

Dining out, Hobbies & Subscriptions

Savings & Debt (20%) Wealth
$397.89

Emergency fund, Investments

Housing Affordability

How Much Rent Can You Afford on $14.25/hr in Auburn, ME?

Financial experts recommend spending no more than 30% of your gross income on housing.

Recommended Max Monthly Rent
$741 / mo
Based on the 30% gross rule ($2,470 x 0.30).
Ideal Rent Range: $568.1 - $741/mo
Max Stretch Rent (Take-home 40%): Up to $795.77/mo
Auburn Average 1BR Rent Benchmark: $1,150/month
Average Auburn rent ($1150/mo) exceeds your 50% Needs budget by $155.28/mo.

Detailed Analysis: Is $14.25 an Hour a Good Wage?

Earning $14.25 per hour in Auburn, ME translates to a total pre-tax gross compensation of $29,640 per year based on full-time work of 2,080 annual hours. Compared to the local Auburn median wage of $19.78/hr, your wage is below the local median by 28.0%. Positioned relative to typical U.S. benchmarks, this wage level offers a reliable income stream.

Take-Home Pay & Net Cash Flow Analysis

In terms of actual purchasing power, an hourly rate of $14.25/hr delivers an estimated net take-home pay of $23,873 per year after accounting for Federal taxes, FICA contributions, and state withholdings in Auburn, ME.

Housing Affordability & Safe Rent Guidance

Following the established 30% gross income housing guideline ($2,470 gross monthly x 0.30), the recommended maximum monthly rent for a $14.25/hr wage in Auburn, ME is $741/month. This budget leaves a deficit of -$409/mo compared to the average Auburn 1-bedroom rent of $1150/mo, indicating that independent housing is tight.

50/30/20 Monthly Budget Allocation

Applying the standard 50/30/20 budget framework to your estimated net monthly pay of $1,989: allocate $995 (50%) for essential needs, $597 (30%) for wants, and $398 (20%) for savings. Because the average local rent of $1150/mo exceeds the 50% Needs allocation, you will have a monthly deficit of -$155 in this category.

Auburn Local Median Wage Benchmark ($19.78/hr) -28% Below Local Median
U.S. National Individual Median Income ($54,000/yr) -45% vs National Median

Frequently Asked Questions

How much is $14.25 an hour per year working full-time in Auburn, ME?

Earning $14.25/hr working 40 hours per week for 52 weeks (2,080 annual hours) in Auburn, ME yields a total gross annual salary of $29,640 before tax deductions.

What is the net annual take-home pay for $14.25 an hour in Auburn, ME?

After Federal income tax, 7.65% FICA tax, and estimated Auburn, ME state taxes, an hourly wage of $14.25/hr results in an estimated net take-home pay of $23,873 per year.

How much rent can I afford in Auburn, ME earning $14.25 an hour?

Based on the 30% gross income housing rule ($2,470/mo gross x 0.30), the recommended maximum monthly rent for $14.25/hr in Auburn, ME is $741/month. Sibling city rent averages are compared on this page.

Salary Paycheck Period

Compare different paycheck frequencies for this exact hourly rate.

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