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Home / Hourly Rates / $15.75 Per Hour / Wyoming / Cheyenne Paycheck
PAYCHECK & TAX BREAKDOWN

$15.75 an Hour is How Much a Year in Cheyenne, WY?

An hourly pay rate of $15.75/hr in Cheyenne, WY translates to $32,760 in gross yearly earnings based on full-time work of 2,080 annual hours before taxes.

Gross Annual $32,760 52 weeks @ 40 hrs
Gross Monthly $2,730 ~166.6 hours/month
Gross Weekly $630 40 hours/week
Overtime Rate (1.5x) $23.63 per hour after 40 hrs
Cheyenne Affordability 66/100 Tight — Mid Cost of Living
Cheyenne Cost of Living Mid Cost of Living
Avg 1BR Rent in Cheyenne 30% Rule: $819/mo budget
$1,250/mo $431 over budget ✗
Cheyenne Median Wage BLS Local Area Estimate
$26.25/hr -40.0% below local median

How Much is $15.75 an Hour After Taxes in Cheyenne, WY?

Adjust hours, state, or filing status to calculate custom net take-home pay.

Weekly Hours: 40 hrs/wk
10 hrs (Part-time) 40 hrs (Full-time) 80 hrs
hrs/wk
Estimated Net Take-Home
$28,306.66

per year after Federal, FICA & State Taxes


Monthly Net $2,358.89
Bi-Weekly Net $1,088.72

Estimated Tax Breakdown ($32,760 Gross)

Federal Income Tax (~5.9%) $1,947.2
FICA Tax (Social Security & Medicare 7.65%) $2,506.14
Wyoming State Tax (~0.0%) $0
*Estimates based on 2026/2027 IRS tax brackets with standard deduction. ✓ IRS Publication 15-T Verified
Cheyenne Real Purchasing Power (COL-Adjusted) ↑ 102% of National Average
$28,873 COL-Adj. Annual
$2,406 COL-Adj. Monthly
$13.88/hr Real Wage Equiv.

Your $28,306.66 net pay in Cheyenne has the equivalent purchasing power of $28,873/yr nationally due to Cheyenne's MCOL cost-of-living tier — $566.34 more than the same salary in an average U.S. city.

Full Tax & Paycheck Breakdown

For the complete gross-to-net pay matrix, tax calculation, and PTO comparison for $15.75/hr in Wyoming:

Wyoming Full Breakdown →

Cheaper Alternatives to Cheyenne in Wyoming

Earning $15.75/hr in Cheyenne is tight on housing. These Wyoming cities offer better rent-to-income ratios.

Safe Rent Budget: $819/mo (30% of gross)
City Avg 1BR Rent vs 30% Budget Needs Leftover Local Median Wage Housing Verdict
Rock Springs $920/mo $101 over +$259/mo $19.32/hr ⚠️ Tight
Gillette $980/mo $161 over +$199/mo $20.58/hr ⚠️ Tight
Laramie $1,050/mo $231 over +$129/mo $22.05/hr ⚠️ Tight
Casper $1,150/mo $331 over +$29/mo $24.15/hr ⚠️ Tight
Cheyenne ← You $1,250/mo $431 over -$71/mo $26.25/hr 🔴 Difficult

*Needs Leftover = 50% of net pay ($1,179/mo) minus city average rent. Positive = comfortable; negative = rent strain.

City Report

Is $15.75/hr a Living Wage in Cheyenne, WY?

Full monthly expense breakdown based on Cheyenne cost-of-living data and BLS Consumer Expenditure benchmarks.

Below Living Wage Threshold in Cheyenne

$15.75/hr falls $181/mo short of estimated living costs in Cheyenne.

Cheyenne (MCOL) living wage threshold: $19.50/hr — your wage is $3.75/hr below this threshold.

Estimated Monthly Expenses in Cheyenne

Expense Category Amount Share
Avg 1BR Rent — Cheyenne $1,250 53.0% of net
Groceries & Food $420 17.8% of net
Utilities (Electric, Water, Internet) $140 5.9% of net
Transportation (Gas, Insurance, Transit) $350 14.8% of net
Healthcare & Insurance $220 9.3% of net
Personal & Miscellaneous $160 6.8% of net
Total Monthly Expenses $2,540 -$181 deficit
Your Monthly Net Pay $2,358.89 100%

Cheyenne Wage Percentile

$26.25/hr Cheyenne Median Wage
$15.75/hr Your Hourly Rate
Bottom 40% of Cheyenne Earners
61% of U.S. Median Income

Savings Milestones in Cheyenne

Monthly Savings Capacity (20% of net) $472/mo
3-Month Emergency Fund Target $7,077
Months to Build Emergency Fund 15 months
20% Down Payment on Cheyenne Median Home $60,000
Months to Save for Down Payment 7 months
50/30/20 BUDGET ALLOCATION

50/30/20 Budget Rule for $15.75/hr in Cheyenne, WY

Based on estimated monthly take-home pay of $2,358.89 after taxes.

⚠️
Cheyenne, WY Rent Deficit Warning ($431/mo Over Budget)

Average 1-bedroom rent in Cheyenne ($1,250/mo) exceeds your 30% safe rent limit ($819/mo) by $431/month. Living with roommates or adjusting lifestyle wants is recommended in Cheyenne.

Needs (50%) Essential
$1,179.44

Deducting $1250/mo Cheyenne rent leaves $-70.56/mo for groceries & bills.

Wants (30%) Lifestyle
$707.67

Dining out, Hobbies & Subscriptions

Savings & Debt (20%) Wealth
$471.78

Emergency fund, Investments

Housing Affordability

How Much Rent Can You Afford on $15.75/hr in Cheyenne, WY?

Financial experts recommend spending no more than 30% of your gross income on housing.

Recommended Max Monthly Rent
$819 / mo
Based on the 30% gross rule ($2,730 x 0.30).
Ideal Rent Range: $627.9 - $819/mo
Max Stretch Rent (Take-home 40%): Up to $943.56/mo
Cheyenne Average 1BR Rent Benchmark: $1,250/month
Average Cheyenne rent ($1250/mo) exceeds your 50% Needs budget by $70.56/mo.

Detailed Analysis: Is $15.75 an Hour a Good Wage?

At an hourly pay rate of $15.75/hr in Cheyenne, WY, an individual generates approximately $32,760 in gross annual earnings over a standard work schedule. In Cheyenne, the local median individual wage sits at $26.25/hr, meaning your $15.75/hr rate represents a 40.0% discount compared to local peers. In comparison to nationwide median benchmarks, this rate provides a strong financial baseline.

Take-Home Pay & Net Cash Flow Analysis

In terms of actual purchasing power, an hourly rate of $15.75/hr delivers an estimated net take-home pay of $28,307 per year after accounting for Federal taxes, FICA contributions, and state withholdings in Cheyenne, WY.

Housing Affordability & Safe Rent Guidance

Following the established 30% gross income housing guideline ($2,730 gross monthly x 0.30), the recommended maximum monthly rent for a $15.75/hr wage in Cheyenne, WY is $819/month. This budget leaves a deficit of -$431/mo compared to the average Cheyenne 1-bedroom rent of $1250/mo, indicating that independent housing is tight.

50/30/20 Monthly Budget Allocation

Applying the standard 50/30/20 budget framework to your estimated net monthly pay of $2,359: allocate $1,179 (50%) for essential needs, $708 (30%) for wants, and $472 (20%) for savings. Because the average local rent of $1250/mo exceeds the 50% Needs allocation, you will have a monthly deficit of -$71 in this category.

Cheyenne Local Median Wage Benchmark ($26.25/hr) -40% Below Local Median
U.S. National Individual Median Income ($54,000/yr) -39% vs National Median

Frequently Asked Questions

How much is $15.75 an hour per year working full-time in Cheyenne, WY?

Earning $15.75/hr working 40 hours per week for 52 weeks (2,080 annual hours) in Cheyenne, WY yields a total gross annual salary of $32,760 before tax deductions.

What is the net annual take-home pay for $15.75 an hour in Cheyenne, WY?

After Federal income tax, 7.65% FICA tax, and estimated Cheyenne, WY state taxes, an hourly wage of $15.75/hr results in an estimated net take-home pay of $28,307 per year.

How much rent can I afford in Cheyenne, WY earning $15.75 an hour?

Based on the 30% gross income housing rule ($2,730/mo gross x 0.30), the recommended maximum monthly rent for $15.75/hr in Cheyenne, WY is $819/month. Sibling city rent averages are compared on this page.

Salary Paycheck Period

Compare different paycheck frequencies for this exact hourly rate.

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