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Home / Hourly Rates / $15 Per Hour / Utah / Provo Paycheck
PAYCHECK & TAX BREAKDOWN

$15 an Hour is How Much a Week in Provo, UT?

An hourly pay rate of $15/hr in Provo, UT translates to $600 in gross weekly earnings based on full-time work of 2,080 annual hours before taxes.

Gross Annual $31,200 52 weeks @ 40 hrs
Gross Monthly $2,600 ~166.6 hours/month
Gross Weekly $600 40 hours/week
Overtime Rate (1.5x) $22.50 per hour after 40 hrs
Provo Affordability 53/100 Tight — Mid Cost of Living
Provo Cost of Living Mid Cost of Living
Avg 1BR Rent in Provo 30% Rule: $780/mo budget
$1,470/mo $690 over budget ✗
Provo Median Wage BLS Local Area Estimate
$23.63/hr -36.5% below local median

How Much is $15 an Hour After Taxes in Provo, UT?

Adjust hours, state, or filing status to calculate custom net take-home pay.

Weekly Hours: 40 hrs/wk
10 hrs (Part-time) 40 hrs (Full-time) 80 hrs
hrs/wk
Estimated Net Take-Home
$492.95

per week after Federal, FICA & State Taxes


Daily Net $98.59
Monthly Net $2,136.13

Estimated Tax Breakdown ($31,200 Gross)

Federal Income Tax (~5.6%) $1,760
FICA Tax (Social Security & Medicare 7.65%) $2,386.8
Utah State Tax (~4.5%) $1,419.6
*Estimates based on 2026/2027 IRS tax brackets with standard deduction. ✓ IRS Publication 15-T Verified
Provo Real Purchasing Power (COL-Adjusted) ↑ 102% of National Average
$26,146 COL-Adj. Annual
$2,179 COL-Adj. Monthly
$12.57/hr Real Wage Equiv.

Your $25,633.6 net pay in Provo has the equivalent purchasing power of $26,146/yr nationally due to Provo's MCOL cost-of-living tier — $512.4 more than the same salary in an average U.S. city.

Full Tax & Paycheck Breakdown

For the complete gross-to-net pay matrix, tax calculation, and PTO comparison for $15.00/hr in Utah:

Utah Full Breakdown →

Cheaper Alternatives to Provo in Utah

Earning $15.00/hr in Provo is tight on housing. These Utah cities offer better rent-to-income ratios.

Safe Rent Budget: $780/mo (30% of gross)
City Avg 1BR Rent vs 30% Budget Needs Leftover Local Median Wage Housing Verdict
Ogden $1,120/mo $340 over -$52/mo $18.00/hr ⚠️ Tight
Sandy $1,204/mo $424 over -$136/mo $19.35/hr 🔴 Difficult
Orem $1,288/mo $508 over -$220/mo $20.70/hr 🔴 Difficult
West Jordan $1,372/mo $592 over -$304/mo $22.05/hr 🔴 Difficult
Provo ← You $1,470/mo $690 over -$402/mo $23.63/hr 🔴 Difficult

*Needs Leftover = 50% of net pay ($1,068/mo) minus city average rent. Positive = comfortable; negative = rent strain.

City Report

Is $15.00/hr a Living Wage in Provo, UT?

Full monthly expense breakdown based on Provo cost-of-living data and BLS Consumer Expenditure benchmarks.

Below Living Wage Threshold in Provo

$15.00/hr falls $624/mo short of estimated living costs in Provo.

Provo (MCOL) living wage threshold: $19.50/hr — your wage is $4.50/hr below this threshold.

Estimated Monthly Expenses in Provo

Expense Category Amount Share
Avg 1BR Rent — Provo $1,470 68.8% of net
Groceries & Food $420 19.7% of net
Utilities (Electric, Water, Internet) $140 6.6% of net
Transportation (Gas, Insurance, Transit) $350 16.4% of net
Healthcare & Insurance $220 10.3% of net
Personal & Miscellaneous $160 7.5% of net
Total Monthly Expenses $2,760 -$624 deficit
Your Monthly Net Pay $2,136.13 100%

Provo Wage Percentile

$23.63/hr Provo Median Wage
$15.00/hr Your Hourly Rate
Bottom 41% of Provo Earners
58% of U.S. Median Income

Savings Milestones in Provo

Monthly Savings Capacity (20% of net) $427/mo
3-Month Emergency Fund Target $6,408
Months to Build Emergency Fund 15 months
20% Down Payment on Provo Median Home $70,560
Months to Save for Down Payment 9 months
50/30/20 BUDGET ALLOCATION

50/30/20 Budget Rule for $15/hr in Provo, UT

Based on estimated monthly take-home pay of $2,136.13 after taxes.

⚠️
Provo, UT Rent Deficit Warning ($690/mo Over Budget)

Average 1-bedroom rent in Provo ($1,470/mo) exceeds your 30% safe rent limit ($780/mo) by $690/month. Living with roommates or adjusting lifestyle wants is recommended in Provo.

Needs (50%) Essential
$1,068.07

Deducting $1470/mo Provo rent leaves $-401.93/mo for groceries & bills.

Wants (30%) Lifestyle
$640.84

Dining out, Hobbies & Subscriptions

Savings & Debt (20%) Wealth
$427.23

Emergency fund, Investments

Housing Affordability

How Much Rent Can You Afford on $15/hr in Provo, UT?

Financial experts recommend spending no more than 30% of your gross income on housing.

Recommended Max Monthly Rent
$780 / mo
Based on the 30% gross rule ($2,600 x 0.30).
Ideal Rent Range: $598 - $780/mo
Max Stretch Rent (Take-home 40%): Up to $854.45/mo
Provo Average 1BR Rent Benchmark: $1,470/month
Average Provo rent ($1470/mo) exceeds your 50% Needs budget by $401.93/mo.

Detailed Analysis: Is $15.00 an Hour a Good Wage?

A hourly wage of $15 in Provo, UT yields a gross weekly paycheck totaling $600 prior to payroll taxes and deductions. Earning $15/hr puts you below the average worker in Provo, where the median wage is $23.63 per hour. Understanding how this rate translates per week is crucial for planning your budget.

Take-Home Pay & Net Cash Flow Analysis

In terms of actual purchasing power, an hourly rate of $15/hr delivers an estimated net take-home pay of $493 per week after accounting for Federal taxes, FICA contributions, and state withholdings in Provo, UT.

Housing Affordability & Safe Rent Guidance

Following the established 30% gross income housing guideline ($2,600 gross monthly x 0.30), the recommended maximum monthly rent for a $15/hr wage in Provo, UT is $780/month. This budget leaves a deficit of -$690/mo compared to the average Provo 1-bedroom rent of $1470/mo, indicating that independent housing is tight.

50/30/20 Monthly Budget Allocation

Applying the standard 50/30/20 budget framework to your estimated net monthly pay of $2,136: allocate $1,068 (50%) for essential needs, $641 (30%) for wants, and $427 (20%) for savings. Because the average local rent of $1470/mo exceeds the 50% Needs allocation, you will have a monthly deficit of -$402 in this category.

Provo Local Median Wage Benchmark ($23.63/hr) -37% Below Local Median
U.S. National Individual Median Income ($54,000/yr) -42% vs National Median

Frequently Asked Questions

How much is $15 an hour per week in Provo, UT?

Working a full-time 40-hour work week at $15/hr provides a gross weekly wage of $600 in Provo, UT before taxes.

What is the net weekly take-home pay for $15 an hour in Provo, UT?

After estimated federal, state, and local tax withholdings, a $15/hr wage results in a net take-home pay of approximately $493 per week in Provo, UT.

How many hours of work at $15/hr does it take to pay rent in Provo, UT?

Based on the local average 1-bedroom rent of $$1470 in Provo, UT, you would need to work approximately 98 hours per month to cover rent.

Salary Paycheck Period

Compare different paycheck frequencies for this exact hourly rate.

Weekly