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Home / Hourly Rates / $16.50 Per Hour / Wyoming / Rock Springs Paycheck
PAYCHECK & TAX BREAKDOWN

$16.50 an Hour is How Much a Year in Rock Springs, WY?

An hourly pay rate of $16.50/hr in Rock Springs, WY translates to $34,320 in gross yearly earnings based on full-time work of 2,080 annual hours before taxes.

Gross Annual $34,320 52 weeks @ 40 hrs
Gross Monthly $2,860 ~166.6 hours/month
Gross Weekly $660 40 hours/week
Overtime Rate (1.5x) $24.75 per hour after 40 hrs
Rock Springs Affordability 93/100 Comfortable — Low Cost of Living
Rock Springs Cost of Living Low Cost of Living
Avg 1BR Rent in Rock Springs 30% Rule: $858/mo budget
$920/mo $62 over budget ✗
Rock Springs Median Wage BLS Local Area Estimate
$19.32/hr -14.6% below local median

How Much is $16.50 an Hour After Taxes in Rock Springs, WY?

Adjust hours, state, or filing status to calculate custom net take-home pay.

Weekly Hours: 40 hrs/wk
10 hrs (Part-time) 40 hrs (Full-time) 80 hrs
hrs/wk
Estimated Net Take-Home
$29,560.12

per year after Federal, FICA & State Taxes


Monthly Net $2,463.34
Bi-Weekly Net $1,136.93

Estimated Tax Breakdown ($34,320 Gross)

Federal Income Tax (~6.2%) $2,134.4
FICA Tax (Social Security & Medicare 7.65%) $2,625.48
Wyoming State Tax (~0.0%) $0
*Estimates based on 2026/2027 IRS tax brackets with standard deduction. ✓ IRS Publication 15-T Verified
Rock Springs Real Purchasing Power (COL-Adjusted) ↑ 118% of National Average
$34,881 COL-Adj. Annual
$2,907 COL-Adj. Monthly
$16.77/hr Real Wage Equiv.

Your $29,560.12 net pay in Rock Springs has the equivalent purchasing power of $34,881/yr nationally due to Rock Springs's LCOL cost-of-living tier — $5,320.88 more than the same salary in an average U.S. city.

Full Tax & Paycheck Breakdown

For the complete gross-to-net pay matrix, tax calculation, and PTO comparison for $16.50/hr in Wyoming:

Wyoming Full Breakdown →

Higher-Earning Cities Near Rock Springs

Rock Springs is one of the most affordable cities in Wyoming. Here's how nearby cities compare if you're weighing a move for career growth.

Safe Rent Budget: $858/mo (30% of gross)
City Avg 1BR Rent vs 30% Budget Needs Leftover Local Median Wage Housing Verdict
Rock Springs ← You $920/mo $62 over +$312/mo $19.32/hr ⚠️ Tight
Gillette $980/mo $122 over +$252/mo $20.58/hr ⚠️ Tight
Laramie $1,050/mo $192 over +$182/mo $22.05/hr ⚠️ Tight
Casper $1,150/mo $292 over +$82/mo $24.15/hr ⚠️ Tight
Cheyenne $1,250/mo $392 over -$18/mo $26.25/hr ⚠️ Tight

*Needs Leftover = 50% of net pay ($1,232/mo) minus city average rent. Positive = comfortable; negative = rent strain.

City Report

Is $16.50/hr a Living Wage in Rock Springs, WY?

Full monthly expense breakdown based on Rock Springs cost-of-living data and BLS Consumer Expenditure benchmarks.

Living Wage Confirmed in Rock Springs

$16.50/hr covers all estimated living costs in Rock Springs with $533/mo surplus.

Rock Springs (LCOL) living wage threshold: $15.50/hr — your wage is $1.00/hr above this threshold.

Estimated Monthly Expenses in Rock Springs

Expense Category Amount Share
Avg 1BR Rent — Rock Springs $920 37.3% of net
Groceries & Food $320 13.0% of net
Utilities (Electric, Water, Internet) $110 4.5% of net
Transportation (Gas, Insurance, Transit) $280 11.4% of net
Healthcare & Insurance $180 7.3% of net
Personal & Miscellaneous $120 4.9% of net
Total Monthly Expenses $1,930 $533 surplus
Your Monthly Net Pay $2,463.34 100%

Rock Springs Wage Percentile

$19.32/hr Rock Springs Median Wage
$16.50/hr Your Hourly Rate
Bottom 46% of Rock Springs Earners
64% of U.S. Median Income

Savings Milestones in Rock Springs

Monthly Savings Capacity (20% of net) $493/mo
3-Month Emergency Fund Target $7,390
Months to Build Emergency Fund 15 months
20% Down Payment on Rock Springs Median Home $44,160
Months to Save for Down Payment 5 months
50/30/20 BUDGET ALLOCATION

50/30/20 Budget Rule for $16.50/hr in Rock Springs, WY

Based on estimated monthly take-home pay of $2,463.34 after taxes.

⚠️
Rock Springs, WY Rent Deficit Warning ($62/mo Over Budget)

Average 1-bedroom rent in Rock Springs ($920/mo) exceeds your 30% safe rent limit ($858/mo) by $62/month. Living with roommates or adjusting lifestyle wants is recommended in Rock Springs.

Needs (50%) Essential
$1,231.67

Deducting $920/mo Rock Springs rent leaves $311.67/mo for groceries & bills.

Wants (30%) Lifestyle
$739

Dining out, Hobbies & Subscriptions

Savings & Debt (20%) Wealth
$492.67

Emergency fund, Investments

Housing Affordability

How Much Rent Can You Afford on $16.50/hr in Rock Springs, WY?

Financial experts recommend spending no more than 30% of your gross income on housing.

Recommended Max Monthly Rent
$858 / mo
Based on the 30% gross rule ($2,860 x 0.30).
Ideal Rent Range: $657.8 - $858/mo
Max Stretch Rent (Take-home 40%): Up to $985.34/mo
Rock Springs Average 1BR Rent Benchmark: $920/month
After paying average Rock Springs rent ($920/mo), you have $311.67/mo remaining for groceries, utilities & insurance.

Detailed Analysis: Is $16.50 an Hour a Good Wage?

Earning $16.50 per hour in Rock Springs, WY translates to a total pre-tax gross compensation of $34,320 per year based on full-time work of 2,080 annual hours. Compared to the local Rock Springs median wage of $19.32/hr, your wage is below the local median by 14.6%. Positioned relative to typical U.S. benchmarks, this wage level offers a reliable income stream.

Take-Home Pay & Net Cash Flow Analysis

In terms of actual purchasing power, an hourly rate of $16.50/hr delivers an estimated net take-home pay of $29,560 per year after accounting for Federal taxes, FICA contributions, and state withholdings in Rock Springs, WY.

Housing Affordability & Safe Rent Guidance

Following the established 30% gross income housing guideline ($2,860 gross monthly x 0.30), the recommended maximum monthly rent for a $16.50/hr wage in Rock Springs, WY is $858/month. This budget leaves a deficit of -$62/mo compared to the average Rock Springs 1-bedroom rent of $920/mo, indicating that independent housing is tight.

50/30/20 Monthly Budget Allocation

Applying the standard 50/30/20 budget framework to your estimated net monthly pay of $2,463: allocate $1,232 (50%) for essential needs, $739 (30%) for wants, and $493 (20%) for savings. After paying the local average Rock Springs rent of $920/mo, you retain a healthy $312/mo for other necessities.

Rock Springs Local Median Wage Benchmark ($19.32/hr) -15% Below Local Median
U.S. National Individual Median Income ($54,000/yr) -36% vs National Median

Frequently Asked Questions

How much is $16.50 an hour per year working full-time in Rock Springs, WY?

Earning $16.50/hr working 40 hours per week for 52 weeks (2,080 annual hours) in Rock Springs, WY yields a total gross annual salary of $34,320 before tax deductions.

What is the net annual take-home pay for $16.50 an hour in Rock Springs, WY?

After Federal income tax, 7.65% FICA tax, and estimated Rock Springs, WY state taxes, an hourly wage of $16.50/hr results in an estimated net take-home pay of $29,560 per year.

How much rent can I afford in Rock Springs, WY earning $16.50 an hour?

Based on the 30% gross income housing rule ($2,860/mo gross x 0.30), the recommended maximum monthly rent for $16.50/hr in Rock Springs, WY is $858/month. Sibling city rent averages are compared on this page.

Salary Paycheck Period

Compare different paycheck frequencies for this exact hourly rate.

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