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PAYCHECK & TAX BREAKDOWN

$21 an Hour is How Much a Week in Glendale, AZ?

An hourly pay rate of $21/hr in Glendale, AZ translates to $840 in gross weekly earnings based on full-time work of 2,080 annual hours before taxes.

Gross Annual $43,680 52 weeks @ 40 hrs
Gross Monthly $3,640 ~166.6 hours/month
Gross Weekly $840 40 hours/week
Overtime Rate (1.5x) $31.50 per hour after 40 hrs
Glendale Affordability 94/100 Comfortable — Mid Cost of Living
Glendale Cost of Living Mid Cost of Living
Avg 1BR Rent in Glendale 30% Rule: $1,092/mo budget
$1,161/mo $69 over budget ✗
Glendale Median Wage BLS Local Area Estimate
$18.92/hr +11.0% above local median

How Much is $21 an Hour After Taxes in Glendale, AZ?

Adjust hours, state, or filing status to calculate custom net take-home pay.

Weekly Hours: 40 hrs/wk
10 hrs (Part-time) 40 hrs (Full-time) 80 hrs
hrs/wk
Estimated Net Take-Home
$692.09

per week after Federal, FICA & State Taxes


Daily Net $138.42
Monthly Net $2,999.07

Estimated Tax Breakdown ($43,680 Gross)

Federal Income Tax (~7.5%) $3,257.6
FICA Tax (Social Security & Medicare 7.65%) $3,341.52
Arizona State Tax (~2.5%) $1,092
*Estimates based on 2026/2027 IRS tax brackets with standard deduction. ✓ IRS Publication 15-T Verified
Glendale Real Purchasing Power (COL-Adjusted) ↑ 102% of National Average
$36,709 COL-Adj. Annual
$3,059 COL-Adj. Monthly
$17.65/hr Real Wage Equiv.

Your $35,988.88 net pay in Glendale has the equivalent purchasing power of $36,709/yr nationally due to Glendale's MCOL cost-of-living tier — $720.12 more than the same salary in an average U.S. city.

Full Tax & Paycheck Breakdown

For the complete gross-to-net pay matrix, tax calculation, and PTO comparison for $21.00/hr in Arizona:

Arizona Full Breakdown →

Higher-Earning Cities Near Glendale

Glendale is one of the most affordable cities in Arizona. Here's how nearby cities compare if you're weighing a move for career growth.

Safe Rent Budget: $1,092/mo (30% of gross)
City Avg 1BR Rent vs 30% Budget Needs Leftover Local Median Wage Housing Verdict
Glendale ← You $1,161/mo $69 over +$339/mo $18.92/hr ⚠️ Tight
Scottsdale $1,242/mo $150 over +$258/mo $20.24/hr ⚠️ Tight
Chandler $1,323/mo $231 over +$177/mo $21.56/hr ⚠️ Tight
Mesa $1,418/mo $326 over +$82/mo $23.10/hr ⚠️ Tight
Tucson $1,552/mo $460 over -$52/mo $25.30/hr 🔴 Difficult

*Needs Leftover = 50% of net pay ($1,500/mo) minus city average rent. Positive = comfortable; negative = rent strain.

City Report

Is $21.00/hr a Living Wage in Glendale, AZ?

Full monthly expense breakdown based on Glendale cost-of-living data and BLS Consumer Expenditure benchmarks.

Living Wage Confirmed in Glendale

$21.00/hr covers all estimated living costs in Glendale with $548/mo surplus.

Glendale (MCOL) living wage threshold: $19.50/hr — your wage is $1.50/hr above this threshold.

Estimated Monthly Expenses in Glendale

Expense Category Amount Share
Avg 1BR Rent — Glendale $1,161 38.7% of net
Groceries & Food $420 14.0% of net
Utilities (Electric, Water, Internet) $140 4.7% of net
Transportation (Gas, Insurance, Transit) $350 11.7% of net
Healthcare & Insurance $220 7.3% of net
Personal & Miscellaneous $160 5.3% of net
Total Monthly Expenses $2,451 $548 surplus
Your Monthly Net Pay $2,999.07 100%

Glendale Wage Percentile

$18.92/hr Glendale Median Wage
$21.00/hr Your Hourly Rate
Top 47% of Glendale Earners
81% of U.S. Median Income

Savings Milestones in Glendale

Monthly Savings Capacity (20% of net) $600/mo
3-Month Emergency Fund Target $8,997
Months to Build Emergency Fund 15 months
20% Down Payment on Glendale Median Home $55,728
Months to Save for Down Payment 5 months
50/30/20 BUDGET ALLOCATION

50/30/20 Budget Rule for $21/hr in Glendale, AZ

Based on estimated monthly take-home pay of $2,999.07 after taxes.

⚠️
Glendale, AZ Rent Deficit Warning ($69/mo Over Budget)

Average 1-bedroom rent in Glendale ($1,161/mo) exceeds your 30% safe rent limit ($1,092/mo) by $69/month. Living with roommates or adjusting lifestyle wants is recommended in Glendale.

Needs (50%) Essential
$1,499.54

Deducting $1161/mo Glendale rent leaves $338.54/mo for groceries & bills.

Wants (30%) Lifestyle
$899.72

Dining out, Hobbies & Subscriptions

Savings & Debt (20%) Wealth
$599.81

Emergency fund, Investments

Housing Affordability

How Much Rent Can You Afford on $21/hr in Glendale, AZ?

Financial experts recommend spending no more than 30% of your gross income on housing.

Recommended Max Monthly Rent
$1,092 / mo
Based on the 30% gross rule ($3,640 x 0.30).
Ideal Rent Range: $837.2 - $1,092/mo
Max Stretch Rent (Take-home 40%): Up to $1,199.63/mo
Glendale Average 1BR Rent Benchmark: $1,161/month
After paying average Glendale rent ($1161/mo), you have $338.54/mo remaining for groceries, utilities & insurance.

Detailed Analysis: Is $21.00 an Hour a Good Wage?

Earning $21 per hour in Glendale, AZ translates to a total pre-tax gross compensation of $840 per week based on full-time work of 2,080 annual hours. Compared to the local Glendale median wage of $18.92/hr, your wage is above the local median by 11.0%. Positioned relative to typical U.S. benchmarks, this wage level offers a reliable income stream.

Take-Home Pay & Net Cash Flow Analysis

In terms of actual purchasing power, an hourly rate of $21/hr delivers an estimated net take-home pay of $692 per week after accounting for Federal taxes, FICA contributions, and state withholdings in Glendale, AZ.

Housing Affordability & Safe Rent Guidance

Following the established 30% gross income housing guideline ($3,640 gross monthly x 0.30), the recommended maximum monthly rent for a $21/hr wage in Glendale, AZ is $1,092/month. This budget leaves a deficit of -$69/mo compared to the average Glendale 1-bedroom rent of $1161/mo, indicating that independent housing is tight.

50/30/20 Monthly Budget Allocation

Applying the standard 50/30/20 budget framework to your estimated net monthly pay of $2,999: allocate $1,500 (50%) for essential needs, $900 (30%) for wants, and $600 (20%) for savings. After paying the local average Glendale rent of $1161/mo, you retain a healthy $339/mo for other necessities.

Glendale Local Median Wage Benchmark ($18.92/hr) +11% Above Local Median
U.S. National Individual Median Income ($54,000/yr) -19% vs National Median

Frequently Asked Questions

How much is $21 an hour per week in Glendale, AZ?

Working a full-time 40-hour work week at $21/hr provides a gross weekly wage of $840 in Glendale, AZ before taxes.

What is the net weekly take-home pay for $21 an hour in Glendale, AZ?

After estimated federal, state, and local tax withholdings, a $21/hr wage results in a net take-home pay of approximately $692 per week in Glendale, AZ.

How many hours of work at $21/hr does it take to pay rent in Glendale, AZ?

Based on the local average 1-bedroom rent of $$1161 in Glendale, AZ, you would need to work approximately 55 hours per month to cover rent.

Salary Paycheck Period

Compare different paycheck frequencies for this exact hourly rate.

Weekly