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Home / Hourly Rates / $27.25 Per Hour / Maine / Lewiston Paycheck
PAYCHECK & TAX BREAKDOWN

$27.25 an Hour is How Much a Year in Lewiston, ME?

An hourly pay rate of $27.25/hr in Lewiston, ME translates to $56,680 in gross yearly earnings based on full-time work of 2,080 annual hours before taxes.

Gross Annual $56,680 52 weeks @ 40 hrs
Gross Monthly $4,723.33 ~166.6 hours/month
Gross Weekly $1,090 40 hours/week
Overtime Rate (1.5x) $40.88 per hour after 40 hrs
Lewiston Affordability 99/100 Comfortable — Mid Cost of Living
Lewiston Cost of Living Mid Cost of Living
Avg 1BR Rent in Lewiston 30% Rule: $1,417/mo budget
$1,438/mo $21 over budget ✗
Lewiston Median Wage BLS Local Area Estimate
$24.72/hr +10.2% above local median

How Much is $27.25 an Hour After Taxes in Lewiston, ME?

Adjust hours, state, or filing status to calculate custom net take-home pay.

Weekly Hours: 40 hrs/wk
10 hrs (Part-time) 40 hrs (Full-time) 80 hrs
hrs/wk
Estimated Net Take-Home
$43,842.18

per year after Federal, FICA & State Taxes


Monthly Net $3,653.51
Bi-Weekly Net $1,686.24

Estimated Tax Breakdown ($56,680 Gross)

Federal Income Tax (~8.5%) $4,817.6
FICA Tax (Social Security & Medicare 7.65%) $4,336.02
Maine State Tax (~6.5%) $3,684.2
*Estimates based on 2026/2027 IRS tax brackets with standard deduction. ✓ IRS Publication 15-T Verified
Lewiston Real Purchasing Power (COL-Adjusted) ↑ 102% of National Average
$44,719 COL-Adj. Annual
$3,727 COL-Adj. Monthly
$21.50/hr Real Wage Equiv.

Your $43,842.18 net pay in Lewiston has the equivalent purchasing power of $44,719/yr nationally due to Lewiston's MCOL cost-of-living tier — $876.82 more than the same salary in an average U.S. city.

Full Tax & Paycheck Breakdown

For the complete gross-to-net pay matrix, tax calculation, and PTO comparison for $27.25/hr in Maine:

Maine Full Breakdown →

Cheaper Alternatives to Lewiston in Maine

Earning $27.25/hr in Lewiston is tight on housing. These Maine cities offer better rent-to-income ratios.

Safe Rent Budget: $1,417/mo (30% of gross)
City Avg 1BR Rent vs 30% Budget Needs Leftover Local Median Wage Housing Verdict
Biddeford $1,075/mo $342 under +$752/mo $18.49/hr ✅ Comfortable
Auburn $1,150/mo $267 under +$677/mo $19.78/hr ✅ Comfortable
South Portland $1,225/mo $192 under +$602/mo $21.07/hr ✅ Comfortable
Bangor $1,313/mo $104 under +$514/mo $22.57/hr ✅ Comfortable
Lewiston ← You $1,438/mo $21 over +$389/mo $24.72/hr ⚠️ Tight

*Needs Leftover = 50% of net pay ($1,827/mo) minus city average rent. Positive = comfortable; negative = rent strain.

City Report

Is $27.25/hr a Living Wage in Lewiston, ME?

Full monthly expense breakdown based on Lewiston cost-of-living data and BLS Consumer Expenditure benchmarks.

Living Wage Confirmed in Lewiston

$27.25/hr covers all estimated living costs in Lewiston with $926/mo surplus.

Lewiston (MCOL) living wage threshold: $19.50/hr — your wage is $7.75/hr above this threshold.

Estimated Monthly Expenses in Lewiston

Expense Category Amount Share
Avg 1BR Rent — Lewiston $1,438 39.4% of net
Groceries & Food $420 11.5% of net
Utilities (Electric, Water, Internet) $140 3.8% of net
Transportation (Gas, Insurance, Transit) $350 9.6% of net
Healthcare & Insurance $220 6.0% of net
Personal & Miscellaneous $160 4.4% of net
Total Monthly Expenses $2,728 $926 surplus
Your Monthly Net Pay $3,653.51 100%

Lewiston Wage Percentile

$24.72/hr Lewiston Median Wage
$27.25/hr Your Hourly Rate
Top 47% of Lewiston Earners
105% of U.S. Median Income

Savings Milestones in Lewiston

Monthly Savings Capacity (20% of net) $731/mo
3-Month Emergency Fund Target $10,961
Months to Build Emergency Fund 15 months
20% Down Payment on Lewiston Median Home $69,024
Months to Save for Down Payment 5 months
50/30/20 BUDGET ALLOCATION

50/30/20 Budget Rule for $27.25/hr in Lewiston, ME

Based on estimated monthly take-home pay of $3,653.51 after taxes.

⚠️
Lewiston, ME Rent Deficit Warning ($21/mo Over Budget)

Average 1-bedroom rent in Lewiston ($1,438/mo) exceeds your 30% safe rent limit ($1,417/mo) by $21/month. Living with roommates or adjusting lifestyle wants is recommended in Lewiston.

Needs (50%) Essential
$1,826.76

Deducting $1438/mo Lewiston rent leaves $388.76/mo for groceries & bills.

Wants (30%) Lifestyle
$1,096.05

Dining out, Hobbies & Subscriptions

Savings & Debt (20%) Wealth
$730.7

Emergency fund, Investments

Housing Affordability

How Much Rent Can You Afford on $27.25/hr in Lewiston, ME?

Financial experts recommend spending no more than 30% of your gross income on housing.

Recommended Max Monthly Rent
$1,417 / mo
Based on the 30% gross rule ($4,723.33 x 0.30).
Ideal Rent Range: $1,086.37 - $1,417/mo
Max Stretch Rent (Take-home 40%): Up to $1,461.4/mo
Lewiston Average 1BR Rent Benchmark: $1,438/month
After paying average Lewiston rent ($1438/mo), you have $388.76/mo remaining for groceries, utilities & insurance.

Detailed Analysis: Is $27.25 an Hour a Good Wage?

Earning $27.25 per hour in Lewiston, ME translates to a total pre-tax gross compensation of $56,680 per year based on full-time work of 2,080 annual hours. Compared to the local Lewiston median wage of $24.72/hr, your wage is above the local median by 10.2%. Positioned relative to typical U.S. benchmarks, this wage level offers a reliable income stream.

Take-Home Pay & Net Cash Flow Analysis

In terms of actual purchasing power, an hourly rate of $27.25/hr delivers an estimated net take-home pay of $43,842 per year after accounting for Federal taxes, FICA contributions, and state withholdings in Lewiston, ME.

Housing Affordability & Safe Rent Guidance

Following the established 30% gross income housing guideline ($4,723 gross monthly x 0.30), the recommended maximum monthly rent for a $27.25/hr wage in Lewiston, ME is $1,417/month. This budget leaves a deficit of -$21/mo compared to the average Lewiston 1-bedroom rent of $1438/mo, indicating that independent housing is tight.

50/30/20 Monthly Budget Allocation

Applying the standard 50/30/20 budget framework to your estimated net monthly pay of $3,654: allocate $1,827 (50%) for essential needs, $1,096 (30%) for wants, and $731 (20%) for savings. After paying the local average Lewiston rent of $1438/mo, you retain a healthy $389/mo for other necessities.

Lewiston Local Median Wage Benchmark ($24.72/hr) +10% Above Local Median
U.S. National Individual Median Income ($54,000/yr) +5% vs National Median

Frequently Asked Questions

How much is $27.25 an hour per year working full-time in Lewiston, ME?

Earning $27.25/hr working 40 hours per week for 52 weeks (2,080 annual hours) in Lewiston, ME yields a total gross annual salary of $56,680 before tax deductions.

What is the net annual take-home pay for $27.25 an hour in Lewiston, ME?

After Federal income tax, 7.65% FICA tax, and estimated Lewiston, ME state taxes, an hourly wage of $27.25/hr results in an estimated net take-home pay of $43,842 per year.

How much rent can I afford in Lewiston, ME earning $27.25 an hour?

Based on the 30% gross income housing rule ($4,723/mo gross x 0.30), the recommended maximum monthly rent for $27.25/hr in Lewiston, ME is $1,417/month. Sibling city rent averages are compared on this page.

Salary Paycheck Period

Compare different paycheck frequencies for this exact hourly rate.

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