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Home / Hourly Rates / $31 Per Hour / South Dakota / Aberdeen Paycheck
PAYCHECK & TAX BREAKDOWN

$31 an Hour is How Much a Day in Aberdeen, SD?

An hourly pay rate of $31/hr in Aberdeen, SD translates to $248 in gross daily earnings based on full-time work of 2,080 annual hours before taxes.

Gross Annual $64,480 52 weeks @ 40 hrs
Gross Monthly $5,373.33 ~166.6 hours/month
Gross Weekly $1,240 40 hours/week
Overtime Rate (1.5x) $46.50 per hour after 40 hrs
Aberdeen Affordability 100/100 Comfortable — Low Cost of Living
Aberdeen Cost of Living Low Cost of Living
Avg 1BR Rent in Aberdeen 30% Rule: $1,612/mo budget
$998/mo $614 under budget ✓
Aberdeen Median Wage BLS Local Area Estimate
$21.00/hr +47.6% above local median

How Much is $31 an Hour After Taxes in Aberdeen, SD?

Adjust hours, state, or filing status to calculate custom net take-home pay.

Weekly Hours: 40 hrs/wk
10 hrs (Part-time) 40 hrs (Full-time) 80 hrs
hrs/wk
Estimated Net Take-Home
$205.85

per day after Federal, FICA & State Taxes


Hourly Net $25.73
Weekly Net $1,029.24

Estimated Tax Breakdown ($64,480 Gross)

Federal Income Tax (~9.3%) $6,026.6
FICA Tax (Social Security & Medicare 7.65%) $4,932.72
South Dakota State Tax (~0.0%) $0
*Estimates based on 2026/2027 IRS tax brackets with standard deduction. ✓ IRS Publication 15-T Verified
Aberdeen Real Purchasing Power (COL-Adjusted) ↑ 118% of National Average
$63,154 COL-Adj. Annual
$5,263 COL-Adj. Monthly
$30.36/hr Real Wage Equiv.

Your $53,520.68 net pay in Aberdeen has the equivalent purchasing power of $63,154/yr nationally due to Aberdeen's LCOL cost-of-living tier — $9,633.32 more than the same salary in an average U.S. city.

Full Tax & Paycheck Breakdown

For the complete gross-to-net pay matrix, tax calculation, and PTO comparison for $31.00/hr in South Dakota:

South Dakota Full Breakdown →

Cheaper Alternatives to Aberdeen in South Dakota

Earning $31.00/hr in Aberdeen is tight on housing. These South Dakota cities offer better rent-to-income ratios.

Safe Rent Budget: $1,612/mo (30% of gross)
City Avg 1BR Rent vs 30% Budget Needs Leftover Local Median Wage Housing Verdict
Pierre $760/mo $852 under +$1,470/mo $16.00/hr ✅ Comfortable
Mitchell $817/mo $795 under +$1,413/mo $17.20/hr ✅ Comfortable
Watertown $874/mo $738 under +$1,356/mo $18.40/hr ✅ Comfortable
Brookings $931/mo $681 under +$1,299/mo $19.60/hr ✅ Comfortable
Aberdeen ← You $998/mo $614 under +$1,232/mo $21.00/hr ✅ Comfortable

*Needs Leftover = 50% of net pay ($2,230/mo) minus city average rent. Positive = comfortable; negative = rent strain.

City Report

Is $31.00/hr a Living Wage in Aberdeen, SD?

Full monthly expense breakdown based on Aberdeen cost-of-living data and BLS Consumer Expenditure benchmarks.

Living Wage Confirmed in Aberdeen

$31.00/hr covers all estimated living costs in Aberdeen with $2,452/mo surplus.

Aberdeen (LCOL) living wage threshold: $15.50/hr — your wage is $15.50/hr above this threshold.

Estimated Monthly Expenses in Aberdeen

Expense Category Amount Share
Avg 1BR Rent — Aberdeen $998 22.4% of net
Groceries & Food $320 7.2% of net
Utilities (Electric, Water, Internet) $110 2.5% of net
Transportation (Gas, Insurance, Transit) $280 6.3% of net
Healthcare & Insurance $180 4.0% of net
Personal & Miscellaneous $120 2.7% of net
Total Monthly Expenses $2,008 $2,452 surplus
Your Monthly Net Pay $4,460.06 100%

Aberdeen Wage Percentile

$21.00/hr Aberdeen Median Wage
$31.00/hr Your Hourly Rate
Top 38% of Aberdeen Earners
119% of U.S. Median Income

Savings Milestones in Aberdeen

Monthly Savings Capacity (20% of net) $892/mo
3-Month Emergency Fund Target $13,380
Months to Build Emergency Fund 15 months
20% Down Payment on Aberdeen Median Home $47,904
Months to Save for Down Payment 3 months
50/30/20 BUDGET ALLOCATION

50/30/20 Budget Rule for $31/hr in Aberdeen, SD

Based on estimated monthly take-home pay of $4,460.06 after taxes.

Aberdeen, SD Housing Budget Surplus ($614/mo Buffer)

Average 1-bedroom rent in Aberdeen ($998/mo) fits comfortably within your recommended 30% safe rent ceiling ($1,612/mo), giving you $614/month extra savings capacity.

Needs (50%) Essential
$2,230.03

Deducting $998/mo Aberdeen rent leaves $1,232.03/mo for groceries & bills.

Wants (30%) Lifestyle
$1,338.02

Dining out, Hobbies & Subscriptions

Savings & Debt (20%) Wealth
$892.01

Emergency fund, Investments

Housing Affordability

How Much Rent Can You Afford on $31/hr in Aberdeen, SD?

Financial experts recommend spending no more than 30% of your gross income on housing.

Recommended Max Monthly Rent
$1,612 / mo
Based on the 30% gross rule ($5,373.33 x 0.30).
Ideal Rent Range: $1,235.87 - $1,612/mo
Max Stretch Rent (Take-home 40%): Up to $1,784.02/mo
Aberdeen Average 1BR Rent Benchmark: $998/month
After paying average Aberdeen rent ($998/mo), you have $1,232.03/mo remaining for groceries, utilities & insurance.

Detailed Analysis: Is $31.00 an Hour a Good Wage?

At an hourly pay rate of $31/hr in Aberdeen, SD, an individual generates approximately $248 in gross daily earnings over a standard work schedule. In Aberdeen, the local median individual wage sits at $21.00/hr, meaning your $31/hr rate represents a 47.6% premium compared to local peers. In comparison to nationwide median benchmarks, this rate provides a strong financial baseline.

Take-Home Pay & Net Cash Flow Analysis

In terms of actual purchasing power, an hourly rate of $31/hr delivers an estimated net take-home pay of $206 per day after accounting for Federal taxes, FICA contributions, and state withholdings in Aberdeen, SD.

Housing Affordability & Safe Rent Guidance

Following the established 30% gross income housing guideline ($5,373 gross monthly x 0.30), the recommended maximum monthly rent for a $31/hr wage in Aberdeen, SD is $1,612/month. This safe limit provides a comfortable surplus of $614/mo compared to the average Aberdeen 1-bedroom rent of $998/mo.

50/30/20 Monthly Budget Allocation

Applying the standard 50/30/20 budget framework to your estimated net monthly pay of $4,460: allocate $2,230 (50%) for essential needs, $1,338 (30%) for wants, and $892 (20%) for savings. After paying the local average Aberdeen rent of $998/mo, you retain a healthy $1232/mo for other necessities.

Aberdeen Local Median Wage Benchmark ($21.00/hr) +48% Above Local Median
U.S. National Individual Median Income ($54,000/yr) +19% vs National Median

Frequently Asked Questions

How much is $31 an hour per day working full-time in Aberdeen, SD?

For a standard 8-hour workday, earning $31/hr gives a gross daily wage of $248 in Aberdeen, SD before taxes.

What is the net daily paycheck for a $31/hr wage in Aberdeen, SD?

After state, federal, and FICA deductions, a $31/hr worker keeps about $206 per day in net take-home earnings in Aberdeen, SD.

How does a $31/hr wage compare to daily expenses in Aberdeen, SD?

Earning a net $206 daily paycheck in Aberdeen, SD allows a worker to cover typical daily housing, food, and transport costs, depending on individual spending habits.

Salary Paycheck Period

Compare different paycheck frequencies for this exact hourly rate.

Daily