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Home / Hourly Rates / $37.25 Per Hour / Maine / Lewiston Paycheck
PAYCHECK & TAX BREAKDOWN

$37.25 an Hour is How Much a Year in Lewiston, ME?

An hourly pay rate of $37.25/hr in Lewiston, ME translates to $77,480 in gross yearly earnings based on full-time work of 2,080 annual hours before taxes.

Gross Annual $77,480 52 weeks @ 40 hrs
Gross Monthly $6,456.67 ~166.6 hours/month
Gross Weekly $1,490 40 hours/week
Overtime Rate (1.5x) $55.88 per hour after 40 hrs
Lewiston Affordability 100/100 Comfortable — Mid Cost of Living
Lewiston Cost of Living Mid Cost of Living
Avg 1BR Rent in Lewiston 30% Rule: $1,937/mo budget
$1,438/mo $499 under budget ✓
Lewiston Median Wage BLS Local Area Estimate
$24.72/hr +50.7% above local median

How Much is $37.25 an Hour After Taxes in Lewiston, ME?

Adjust hours, state, or filing status to calculate custom net take-home pay.

Weekly Hours: 40 hrs/wk
10 hrs (Part-time) 40 hrs (Full-time) 80 hrs
hrs/wk
Estimated Net Take-Home
$57,629.98

per year after Federal, FICA & State Taxes


Monthly Net $4,802.5
Bi-Weekly Net $2,216.54

Estimated Tax Breakdown ($77,480 Gross)

Federal Income Tax (~11.5%) $8,886.6
FICA Tax (Social Security & Medicare 7.65%) $5,927.22
Maine State Tax (~6.5%) $5,036.2
*Estimates based on 2026/2027 IRS tax brackets with standard deduction. ✓ IRS Publication 15-T Verified
Lewiston Real Purchasing Power (COL-Adjusted) ↑ 102% of National Average
$58,783 COL-Adj. Annual
$4,899 COL-Adj. Monthly
$28.26/hr Real Wage Equiv.

Your $57,629.98 net pay in Lewiston has the equivalent purchasing power of $58,783/yr nationally due to Lewiston's MCOL cost-of-living tier — $1,153.02 more than the same salary in an average U.S. city.

Full Tax & Paycheck Breakdown

For the complete gross-to-net pay matrix, tax calculation, and PTO comparison for $37.25/hr in Maine:

Maine Full Breakdown →

Cheaper Alternatives to Lewiston in Maine

Earning $37.25/hr in Lewiston is tight on housing. These Maine cities offer better rent-to-income ratios.

Safe Rent Budget: $1,937/mo (30% of gross)
City Avg 1BR Rent vs 30% Budget Needs Leftover Local Median Wage Housing Verdict
Biddeford $1,075/mo $862 under +$1,326/mo $18.49/hr ✅ Comfortable
Auburn $1,150/mo $787 under +$1,251/mo $19.78/hr ✅ Comfortable
South Portland $1,225/mo $712 under +$1,176/mo $21.07/hr ✅ Comfortable
Bangor $1,313/mo $624 under +$1,088/mo $22.57/hr ✅ Comfortable
Lewiston ← You $1,438/mo $499 under +$963/mo $24.72/hr ✅ Comfortable

*Needs Leftover = 50% of net pay ($2,401/mo) minus city average rent. Positive = comfortable; negative = rent strain.

City Report

Is $37.25/hr a Living Wage in Lewiston, ME?

Full monthly expense breakdown based on Lewiston cost-of-living data and BLS Consumer Expenditure benchmarks.

Living Wage Confirmed in Lewiston

$37.25/hr covers all estimated living costs in Lewiston with $2,075/mo surplus.

Lewiston (MCOL) living wage threshold: $19.50/hr — your wage is $17.75/hr above this threshold.

Estimated Monthly Expenses in Lewiston

Expense Category Amount Share
Avg 1BR Rent — Lewiston $1,438 29.9% of net
Groceries & Food $420 8.7% of net
Utilities (Electric, Water, Internet) $140 2.9% of net
Transportation (Gas, Insurance, Transit) $350 7.3% of net
Healthcare & Insurance $220 4.6% of net
Personal & Miscellaneous $160 3.3% of net
Total Monthly Expenses $2,728 $2,075 surplus
Your Monthly Net Pay $4,802.5 100%

Lewiston Wage Percentile

$24.72/hr Lewiston Median Wage
$37.25/hr Your Hourly Rate
Top 37% of Lewiston Earners
143% of U.S. Median Income

Savings Milestones in Lewiston

Monthly Savings Capacity (20% of net) $961/mo
3-Month Emergency Fund Target $14,408
Months to Build Emergency Fund 15 months
20% Down Payment on Lewiston Median Home $69,024
Months to Save for Down Payment 4 months
50/30/20 BUDGET ALLOCATION

50/30/20 Budget Rule for $37.25/hr in Lewiston, ME

Based on estimated monthly take-home pay of $4,802.5 after taxes.

Lewiston, ME Housing Budget Surplus ($499/mo Buffer)

Average 1-bedroom rent in Lewiston ($1,438/mo) fits comfortably within your recommended 30% safe rent ceiling ($1,937/mo), giving you $499/month extra savings capacity.

Needs (50%) Essential
$2,401.25

Deducting $1438/mo Lewiston rent leaves $963.25/mo for groceries & bills.

Wants (30%) Lifestyle
$1,440.75

Dining out, Hobbies & Subscriptions

Savings & Debt (20%) Wealth
$960.5

Emergency fund, Investments

Housing Affordability

How Much Rent Can You Afford on $37.25/hr in Lewiston, ME?

Financial experts recommend spending no more than 30% of your gross income on housing.

Recommended Max Monthly Rent
$1,937 / mo
Based on the 30% gross rule ($6,456.67 x 0.30).
Ideal Rent Range: $1,485.03 - $1,937/mo
Max Stretch Rent (Take-home 40%): Up to $1,921/mo
Lewiston Average 1BR Rent Benchmark: $1,438/month
After paying average Lewiston rent ($1438/mo), you have $963.25/mo remaining for groceries, utilities & insurance.

Detailed Analysis: Is $37.25 an Hour a Good Wage?

At an hourly pay rate of $37.25/hr in Lewiston, ME, an individual generates approximately $77,480 in gross annual earnings over a standard work schedule. In Lewiston, the local median individual wage sits at $24.72/hr, meaning your $37.25/hr rate represents a 50.7% premium compared to local peers. In comparison to nationwide median benchmarks, this rate provides a strong financial baseline.

Take-Home Pay & Net Cash Flow Analysis

In terms of actual purchasing power, an hourly rate of $37.25/hr delivers an estimated net take-home pay of $57,630 per year after accounting for Federal taxes, FICA contributions, and state withholdings in Lewiston, ME.

Housing Affordability & Safe Rent Guidance

Following the established 30% gross income housing guideline ($6,457 gross monthly x 0.30), the recommended maximum monthly rent for a $37.25/hr wage in Lewiston, ME is $1,937/month. This safe limit provides a comfortable surplus of $499/mo compared to the average Lewiston 1-bedroom rent of $1438/mo.

50/30/20 Monthly Budget Allocation

Applying the standard 50/30/20 budget framework to your estimated net monthly pay of $4,803: allocate $2,401 (50%) for essential needs, $1,441 (30%) for wants, and $961 (20%) for savings. After paying the local average Lewiston rent of $1438/mo, you retain a healthy $963/mo for other necessities.

Lewiston Local Median Wage Benchmark ($24.72/hr) +51% Above Local Median
U.S. National Individual Median Income ($54,000/yr) +43% vs National Median

Frequently Asked Questions

How much is $37.25 an hour per year working full-time in Lewiston, ME?

Earning $37.25/hr working 40 hours per week for 52 weeks (2,080 annual hours) in Lewiston, ME yields a total gross annual salary of $77,480 before tax deductions.

What is the net annual take-home pay for $37.25 an hour in Lewiston, ME?

After Federal income tax, 7.65% FICA tax, and estimated Lewiston, ME state taxes, an hourly wage of $37.25/hr results in an estimated net take-home pay of $57,630 per year.

How much rent can I afford in Lewiston, ME earning $37.25 an hour?

Based on the 30% gross income housing rule ($6,457/mo gross x 0.30), the recommended maximum monthly rent for $37.25/hr in Lewiston, ME is $1,937/month. Sibling city rent averages are compared on this page.

Salary Paycheck Period

Compare different paycheck frequencies for this exact hourly rate.

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