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Home / Hourly Rates / $8 Per Hour / Minnesota / Bloomington Paycheck
PAYCHECK & TAX BREAKDOWN

$8 an Hour is How Much a Biweekly in Bloomington, MN?

An hourly pay rate of $8/hr in Bloomington, MN translates to $640 in gross biweekly earnings based on full-time work of 2,080 annual hours before taxes.

Gross Annual $16,640 52 weeks @ 40 hrs
Gross Monthly $1,386.67 ~166.6 hours/month
Gross Weekly $320 40 hours/week
Overtime Rate (1.5x) $12 per hour after 40 hrs
Bloomington Affordability 33/100 Difficult — Mid Cost of Living
Bloomington Cost of Living Mid Cost of Living
Avg 1BR Rent in Bloomington 30% Rule: $416/mo budget
$1,242/mo $826 over budget ✗
Bloomington Median Wage BLS Local Area Estimate
$21.62/hr -63.0% below local median

How Much is $8 an Hour After Taxes in Bloomington, MN?

Adjust hours, state, or filing status to calculate custom net take-home pay.

Weekly Hours: 40 hrs/wk
10 hrs (Part-time) 40 hrs (Full-time) 80 hrs
hrs/wk
Estimated Net Take-Home
$539.67

per two weeks after Federal, FICA & State Taxes


Weekly Net $269.84
Monthly Net $1,169.29

Estimated Tax Breakdown ($16,640 Gross)

Federal Income Tax (~1.2%) $204
FICA Tax (Social Security & Medicare 7.65%) $1,272.96
Minnesota State Tax (~6.8%) $1,131.52
*Estimates based on 2026/2027 IRS tax brackets with standard deduction. ✓ IRS Publication 15-T Verified
Bloomington Real Purchasing Power (COL-Adjusted) ↑ 102% of National Average
$14,312 COL-Adj. Annual
$1,193 COL-Adj. Monthly
$6.88/hr Real Wage Equiv.

Your $14,031.52 net pay in Bloomington has the equivalent purchasing power of $14,312/yr nationally due to Bloomington's MCOL cost-of-living tier — $280.48 more than the same salary in an average U.S. city.

Full Tax & Paycheck Breakdown

For the complete gross-to-net pay matrix, tax calculation, and PTO comparison for $8.00/hr in Minnesota:

Minnesota Full Breakdown →

Higher-Earning Cities Near Bloomington

Bloomington is one of the most affordable cities in Minnesota. Here's how nearby cities compare if you're weighing a move for career growth.

Safe Rent Budget: $416/mo (30% of gross)
City Avg 1BR Rent vs 30% Budget Needs Leftover Local Median Wage Housing Verdict
Bloomington ← You $1,242/mo $826 over -$657/mo $21.62/hr 🔴 Difficult
Duluth $1,323/mo $907 over -$738/mo $23.03/hr 🔴 Difficult
Rochester $1,418/mo $1,002 over -$833/mo $24.68/hr 🔴 Difficult
St. Paul $1,552/mo $1,136 over -$967/mo $27.02/hr 🔴 Difficult
Minneapolis $1,688/mo $1,272 over -$1,103/mo $29.38/hr 🔴 Difficult

*Needs Leftover = 50% of net pay ($585/mo) minus city average rent. Positive = comfortable; negative = rent strain.

City Report

Is $8.00/hr a Living Wage in Bloomington, MN?

Full monthly expense breakdown based on Bloomington cost-of-living data and BLS Consumer Expenditure benchmarks.

Below Living Wage Threshold in Bloomington

$8.00/hr falls $1,363/mo short of estimated living costs in Bloomington.

Bloomington (MCOL) living wage threshold: $19.50/hr — your wage is $11.50/hr below this threshold.

Estimated Monthly Expenses in Bloomington

Expense Category Amount Share
Avg 1BR Rent — Bloomington $1,242 106.2% of net
Groceries & Food $420 35.9% of net
Utilities (Electric, Water, Internet) $140 12.0% of net
Transportation (Gas, Insurance, Transit) $350 29.9% of net
Healthcare & Insurance $220 18.8% of net
Personal & Miscellaneous $160 13.7% of net
Total Monthly Expenses $2,532 -$1,363 deficit
Your Monthly Net Pay $1,169.29 100%

Bloomington Wage Percentile

$21.62/hr Bloomington Median Wage
$8.00/hr Your Hourly Rate
Bottom 34% of Bloomington Earners
31% of U.S. Median Income

Savings Milestones in Bloomington

Monthly Savings Capacity (20% of net) $234/mo
3-Month Emergency Fund Target $3,508
Months to Build Emergency Fund 15 months
20% Down Payment on Bloomington Median Home $59,616
Months to Save for Down Payment 13 months
50/30/20 BUDGET ALLOCATION

50/30/20 Budget Rule for $8/hr in Bloomington, MN

Based on estimated monthly take-home pay of $1,169.29 after taxes.

⚠️
Bloomington, MN Rent Deficit Warning ($826/mo Over Budget)

Average 1-bedroom rent in Bloomington ($1,242/mo) exceeds your 30% safe rent limit ($416/mo) by $826/month. Living with roommates or adjusting lifestyle wants is recommended in Bloomington.

Needs (50%) Essential
$584.64

Deducting $1242/mo Bloomington rent leaves $-657.36/mo for groceries & bills.

Wants (30%) Lifestyle
$350.79

Dining out, Hobbies & Subscriptions

Savings & Debt (20%) Wealth
$233.86

Emergency fund, Investments

Housing Affordability

How Much Rent Can You Afford on $8/hr in Bloomington, MN?

Financial experts recommend spending no more than 30% of your gross income on housing.

Recommended Max Monthly Rent
$416 / mo
Based on the 30% gross rule ($1,386.67 x 0.30).
Ideal Rent Range: $318.93 - $416/mo
Max Stretch Rent (Take-home 40%): Up to $467.72/mo
Bloomington Average 1BR Rent Benchmark: $1,242/month
Average Bloomington rent ($1242/mo) exceeds your 50% Needs budget by $657.36/mo.

Detailed Analysis: Is $8.00 an Hour a Good Wage?

Earning $8 per hour in Bloomington, MN translates to a total pre-tax gross compensation of $640 per two weeks based on full-time work of 2,080 annual hours. Compared to the local Bloomington median wage of $21.62/hr, your wage is below the local median by 63.0%. Positioned relative to typical U.S. benchmarks, this wage level offers a reliable income stream.

Take-Home Pay & Net Cash Flow Analysis

In terms of actual purchasing power, an hourly rate of $8/hr delivers an estimated net take-home pay of $540 per two weeks after accounting for Federal taxes, FICA contributions, and state withholdings in Bloomington, MN.

Housing Affordability & Safe Rent Guidance

Following the established 30% gross income housing guideline ($1,387 gross monthly x 0.30), the recommended maximum monthly rent for a $8/hr wage in Bloomington, MN is $416/month. This budget leaves a deficit of -$826/mo compared to the average Bloomington 1-bedroom rent of $1242/mo, indicating that independent housing is tight.

50/30/20 Monthly Budget Allocation

Applying the standard 50/30/20 budget framework to your estimated net monthly pay of $1,169: allocate $585 (50%) for essential needs, $351 (30%) for wants, and $234 (20%) for savings. Because the average local rent of $1242/mo exceeds the 50% Needs allocation, you will have a monthly deficit of -$657 in this category.

Bloomington Local Median Wage Benchmark ($21.62/hr) -63% Below Local Median
U.S. National Individual Median Income ($54,000/yr) -69% vs National Median

Frequently Asked Questions

How much is $8 an hour biweekly in Bloomington, MN?

On a bi-weekly pay schedule (every 2 weeks, 80 billable hours), earning $8/hr provides a gross paycheck of $640 in Bloomington, MN.

What is the net biweekly paycheck for $8 an hour in Bloomington, MN?

After federal, state, and local taxes are deducted from the 80 hours worked, the estimated net biweekly paycheck is $540 in Bloomington, MN.

How many biweekly paychecks are in a year for a $8 hourly worker?

There are exactly 26 biweekly paychecks in a standard calendar year. Each paycheck covers 80 hours of full-time work.

Salary Paycheck Period

Compare different paycheck frequencies for this exact hourly rate.

Bi-Weekly