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PAYCHECK & TAX BREAKDOWN

$9 an Hour is How Much a Week in Arlington, TX?

An hourly pay rate of $9/hr in Arlington, TX translates to $360 in gross weekly earnings based on full-time work of 2,080 annual hours before taxes.

Gross Annual $18,720 52 weeks @ 40 hrs
Gross Monthly $1,560 ~166.6 hours/month
Gross Weekly $360 40 hours/week
Overtime Rate (1.5x) $13.50 per hour after 40 hrs
Arlington Affordability 45/100 Difficult — Low Cost of Living
Arlington Cost of Living Low Cost of Living
Avg 1BR Rent in Arlington 30% Rule: $468/mo budget
$1,040/mo $572 over budget ✗
Arlington Median Wage BLS Local Area Estimate
$18.00/hr -50.0% below local median

How Much is $9 an Hour After Taxes in Arlington, TX?

Adjust hours, state, or filing status to calculate custom net take-home pay.

Weekly Hours: 40 hrs/wk
10 hrs (Part-time) 40 hrs (Full-time) 80 hrs
hrs/wk
Estimated Net Take-Home
$324.54

per week after Federal, FICA & State Taxes


Daily Net $64.91
Monthly Net $1,406.33

Estimated Tax Breakdown ($18,720 Gross)

Federal Income Tax (~2.2%) $412
FICA Tax (Social Security & Medicare 7.65%) $1,432.08
Texas State Tax (~0.0%) $0
*Estimates based on 2026/2027 IRS tax brackets with standard deduction. ✓ IRS Publication 15-T Verified
Arlington Real Purchasing Power (COL-Adjusted) ↑ 118% of National Average
$19,914 COL-Adj. Annual
$1,659 COL-Adj. Monthly
$9.57/hr Real Wage Equiv.

Your $16,875.92 net pay in Arlington has the equivalent purchasing power of $19,914/yr nationally due to Arlington's LCOL cost-of-living tier — $3,038.08 more than the same salary in an average U.S. city.

Full Tax & Paycheck Breakdown

For the complete gross-to-net pay matrix, tax calculation, and PTO comparison for $9.00/hr in Texas:

Texas Full Breakdown →

Higher-Earning Cities Near Arlington

Arlington is one of the most affordable cities in Texas. Here's how nearby cities compare if you're weighing a move for career growth.

Safe Rent Budget: $468/mo (30% of gross)
City Avg 1BR Rent vs 30% Budget Needs Leftover Local Median Wage Housing Verdict
Arlington ← You $1,040/mo $572 over -$337/mo $18.00/hr 🔴 Difficult
Corpus Christi $1,105/mo $637 over -$402/mo $19.13/hr 🔴 Difficult
Plano $1,105/mo $637 over -$402/mo $19.13/hr 🔴 Difficult
Lubbock $1,105/mo $637 over -$402/mo $19.13/hr 🔴 Difficult
Fort Worth $1,118/mo $650 over -$415/mo $19.35/hr 🔴 Difficult

*Needs Leftover = 50% of net pay ($703/mo) minus city average rent. Positive = comfortable; negative = rent strain.

City Report

Is $9.00/hr a Living Wage in Arlington, TX?

Full monthly expense breakdown based on Arlington cost-of-living data and BLS Consumer Expenditure benchmarks.

Below Living Wage Threshold in Arlington

$9.00/hr falls $644/mo short of estimated living costs in Arlington.

Arlington (LCOL) living wage threshold: $15.50/hr — your wage is $6.50/hr below this threshold.

Estimated Monthly Expenses in Arlington

Expense Category Amount Share
Avg 1BR Rent — Arlington $1,040 74.0% of net
Groceries & Food $320 22.8% of net
Utilities (Electric, Water, Internet) $110 7.8% of net
Transportation (Gas, Insurance, Transit) $280 19.9% of net
Healthcare & Insurance $180 12.8% of net
Personal & Miscellaneous $120 8.5% of net
Total Monthly Expenses $2,050 -$644 deficit
Your Monthly Net Pay $1,406.33 100%

Arlington Wage Percentile

$18.00/hr Arlington Median Wage
$9.00/hr Your Hourly Rate
Bottom 38% of Arlington Earners
35% of U.S. Median Income

Savings Milestones in Arlington

Monthly Savings Capacity (20% of net) $281/mo
3-Month Emergency Fund Target $4,219
Months to Build Emergency Fund 15 months
20% Down Payment on Arlington Median Home $49,920
Months to Save for Down Payment 9 months
50/30/20 BUDGET ALLOCATION

50/30/20 Budget Rule for $9/hr in Arlington, TX

Based on estimated monthly take-home pay of $1,406.33 after taxes.

⚠️
Arlington, TX Rent Deficit Warning ($572/mo Over Budget)

Average 1-bedroom rent in Arlington ($1,040/mo) exceeds your 30% safe rent limit ($468/mo) by $572/month. Living with roommates or adjusting lifestyle wants is recommended in Arlington.

Needs (50%) Essential
$703.16

Deducting $1040/mo Arlington rent leaves $-336.84/mo for groceries & bills.

Wants (30%) Lifestyle
$421.9

Dining out, Hobbies & Subscriptions

Savings & Debt (20%) Wealth
$281.27

Emergency fund, Investments

Housing Affordability

How Much Rent Can You Afford on $9/hr in Arlington, TX?

Financial experts recommend spending no more than 30% of your gross income on housing.

Recommended Max Monthly Rent
$468 / mo
Based on the 30% gross rule ($1,560 x 0.30).
Ideal Rent Range: $358.8 - $468/mo
Max Stretch Rent (Take-home 40%): Up to $562.53/mo
Arlington Average 1BR Rent Benchmark: $1,040/month
Average Arlington rent ($1040/mo) exceeds your 50% Needs budget by $336.84/mo.

Detailed Analysis: Is $9.00 an Hour a Good Wage?

Earning $9 per hour in Arlington, TX translates to a total pre-tax gross compensation of $360 per week based on full-time work of 2,080 annual hours. Compared to the local Arlington median wage of $18.00/hr, your wage is below the local median by 50.0%. Positioned relative to typical U.S. benchmarks, this wage level offers a reliable income stream.

Take-Home Pay & Net Cash Flow Analysis

After payroll tax withholdings, a $9/hr compensation package leaves you with a post-tax disposable income of approximately $325 per week in Arlington, TX after statutory Federal withholdings.

Housing Affordability & Safe Rent Guidance

Financial advisors generally recommend capping housing expenditures at 30% of gross earnings. For a worker earning $9 per hour in Arlington, TX ($1,560/mo gross), this establishes an ideal rent ceiling of $468 per month. With the local average 1-bedroom rent in Arlington sitting at $1040/mo, spending $468/mo safe limit requires roommates to avoid severe housing cost burden.

50/30/20 Monthly Budget Allocation

Structuring your $1,406 net monthly income using the 50/30/20 rule yields: $703/mo dedicated to mandatory living costs, $422/mo reserved for discretionary spending, and $281/mo directed into savings. Under this structure, average Arlington rent ($1040/mo) consumes the entire Needs budget and leaves a deficit of $337/mo.

Arlington Local Median Wage Benchmark ($18.00/hr) -50% Below Local Median
U.S. National Individual Median Income ($54,000/yr) -65% vs National Median

Frequently Asked Questions

How much is $9 an hour per week in Arlington, TX?

Working a full-time 40-hour work week at $9/hr provides a gross weekly wage of $360 in Arlington, TX before taxes.

What is the net weekly take-home pay for $9 an hour in Arlington, TX?

After estimated federal, state, and local tax withholdings, a $9/hr wage results in a net take-home pay of approximately $325 per week in Arlington, TX.

How many hours of work at $9/hr does it take to pay rent in Arlington, TX?

Based on the local average 1-bedroom rent of $$1040 in Arlington, TX, you would need to work approximately 116 hours per month to cover rent.

Salary Paycheck Period

Compare different paycheck frequencies for this exact hourly rate.

Weekly