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Home / Hourly Rates / $9 Per Hour / North Dakota / Minot Paycheck
PAYCHECK & TAX BREAKDOWN

$9 an Hour is How Much a Week in Minot, ND?

An hourly pay rate of $9/hr in Minot, ND translates to $360 in gross weekly earnings based on full-time work of 2,080 annual hours before taxes.

Gross Annual $18,720 52 weeks @ 40 hrs
Gross Monthly $1,560 ~166.6 hours/month
Gross Weekly $360 40 hours/week
Overtime Rate (1.5x) $13.50 per hour after 40 hrs
Minot Affordability 53/100 Tight — Low Cost of Living
Minot Cost of Living Low Cost of Living
Avg 1BR Rent in Minot 30% Rule: $468/mo budget
$882/mo $414 over budget ✗
Minot Median Wage BLS Local Area Estimate
$21.07/hr -57.3% below local median

How Much is $9 an Hour After Taxes in Minot, ND?

Adjust hours, state, or filing status to calculate custom net take-home pay.

Weekly Hours: 40 hrs/wk
10 hrs (Part-time) 40 hrs (Full-time) 80 hrs
hrs/wk
Estimated Net Take-Home
$317.52

per week after Federal, FICA & State Taxes


Daily Net $63.5
Monthly Net $1,375.91

Estimated Tax Breakdown ($18,720 Gross)

Federal Income Tax (~2.2%) $412
FICA Tax (Social Security & Medicare 7.65%) $1,432.08
North Dakota State Tax (~1.9%) $365.04
*Estimates based on 2026/2027 IRS tax brackets with standard deduction. ✓ IRS Publication 15-T Verified
Minot Real Purchasing Power (COL-Adjusted) ↑ 118% of National Average
$19,483 COL-Adj. Annual
$1,624 COL-Adj. Monthly
$9.37/hr Real Wage Equiv.

Your $16,510.88 net pay in Minot has the equivalent purchasing power of $19,483/yr nationally due to Minot's LCOL cost-of-living tier — $2,972.12 more than the same salary in an average U.S. city.

Full Tax & Paycheck Breakdown

For the complete gross-to-net pay matrix, tax calculation, and PTO comparison for $9.00/hr in North Dakota:

North Dakota Full Breakdown →

Minot vs Comparable North Dakota Cities

Minot ranks #4 of 7 in North Dakota by rent cost. See how it compares to cheaper and pricier neighbors at $9.00/hr.

Safe Rent Budget: $468/mo (30% of gross)
City Avg 1BR Rent vs 30% Budget Needs Leftover Local Median Wage Housing Verdict
Williston $774/mo $306 over -$86/mo $18.49/hr ⚠️ Tight
West Fargo $828/mo $360 over -$140/mo $19.78/hr ⚠️ Tight
Minot ← You $882/mo $414 over -$194/mo $21.07/hr 🔴 Difficult
Grand Forks $945/mo $477 over -$257/mo $22.57/hr 🔴 Difficult
Bismarck $1,035/mo $567 over -$347/mo $24.72/hr 🔴 Difficult

*Needs Leftover = 50% of net pay ($688/mo) minus city average rent. Positive = comfortable; negative = rent strain.

City Report

Is $9.00/hr a Living Wage in Minot, ND?

Full monthly expense breakdown based on Minot cost-of-living data and BLS Consumer Expenditure benchmarks.

Below Living Wage Threshold in Minot

$9.00/hr falls $516/mo short of estimated living costs in Minot.

Minot (LCOL) living wage threshold: $15.50/hr — your wage is $6.50/hr below this threshold.

Estimated Monthly Expenses in Minot

Expense Category Amount Share
Avg 1BR Rent — Minot $882 64.1% of net
Groceries & Food $320 23.3% of net
Utilities (Electric, Water, Internet) $110 8.0% of net
Transportation (Gas, Insurance, Transit) $280 20.4% of net
Healthcare & Insurance $180 13.1% of net
Personal & Miscellaneous $120 8.7% of net
Total Monthly Expenses $1,892 -$516 deficit
Your Monthly Net Pay $1,375.91 100%

Minot Wage Percentile

$21.07/hr Minot Median Wage
$9.00/hr Your Hourly Rate
Bottom 36% of Minot Earners
35% of U.S. Median Income

Savings Milestones in Minot

Monthly Savings Capacity (20% of net) $275/mo
3-Month Emergency Fund Target $4,128
Months to Build Emergency Fund 15 months
20% Down Payment on Minot Median Home $42,336
Months to Save for Down Payment 8 months
50/30/20 BUDGET ALLOCATION

50/30/20 Budget Rule for $9/hr in Minot, ND

Based on estimated monthly take-home pay of $1,375.91 after taxes.

⚠️
Minot, ND Rent Deficit Warning ($414/mo Over Budget)

Average 1-bedroom rent in Minot ($882/mo) exceeds your 30% safe rent limit ($468/mo) by $414/month. Living with roommates or adjusting lifestyle wants is recommended in Minot.

Needs (50%) Essential
$687.96

Deducting $882/mo Minot rent leaves $-194.04/mo for groceries & bills.

Wants (30%) Lifestyle
$412.77

Dining out, Hobbies & Subscriptions

Savings & Debt (20%) Wealth
$275.18

Emergency fund, Investments

Housing Affordability

How Much Rent Can You Afford on $9/hr in Minot, ND?

Financial experts recommend spending no more than 30% of your gross income on housing.

Recommended Max Monthly Rent
$468 / mo
Based on the 30% gross rule ($1,560 x 0.30).
Ideal Rent Range: $358.8 - $468/mo
Max Stretch Rent (Take-home 40%): Up to $550.36/mo
Minot Average 1BR Rent Benchmark: $882/month
Average Minot rent ($882/mo) exceeds your 50% Needs budget by $194.04/mo.

Detailed Analysis: Is $9.00 an Hour a Good Wage?

A hourly wage of $9 in Minot, ND yields a gross weekly paycheck totaling $360 prior to payroll taxes and deductions. Earning $9/hr puts you below the average worker in Minot, where the median wage is $21.07 per hour. Understanding how this rate translates per week is crucial for planning your budget.

Take-Home Pay & Net Cash Flow Analysis

In terms of actual purchasing power, an hourly rate of $9/hr delivers an estimated net take-home pay of $318 per week after accounting for Federal taxes, FICA contributions, and state withholdings in Minot, ND.

Housing Affordability & Safe Rent Guidance

Following the established 30% gross income housing guideline ($1,560 gross monthly x 0.30), the recommended maximum monthly rent for a $9/hr wage in Minot, ND is $468/month. This budget leaves a deficit of -$414/mo compared to the average Minot 1-bedroom rent of $882/mo, indicating that independent housing is tight.

50/30/20 Monthly Budget Allocation

Applying the standard 50/30/20 budget framework to your estimated net monthly pay of $1,376: allocate $688 (50%) for essential needs, $413 (30%) for wants, and $275 (20%) for savings. Because the average local rent of $882/mo exceeds the 50% Needs allocation, you will have a monthly deficit of -$194 in this category.

Minot Local Median Wage Benchmark ($21.07/hr) -57% Below Local Median
U.S. National Individual Median Income ($54,000/yr) -65% vs National Median

Frequently Asked Questions

How much is $9 an hour per week in Minot, ND?

Working a full-time 40-hour work week at $9/hr provides a gross weekly wage of $360 in Minot, ND before taxes.

What is the net weekly take-home pay for $9 an hour in Minot, ND?

After estimated federal, state, and local tax withholdings, a $9/hr wage results in a net take-home pay of approximately $318 per week in Minot, ND.

How many hours of work at $9/hr does it take to pay rent in Minot, ND?

Based on the local average 1-bedroom rent of $$882 in Minot, ND, you would need to work approximately 98 hours per month to cover rent.

Salary Paycheck Period

Compare different paycheck frequencies for this exact hourly rate.

Weekly