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Home / Hourly Rates / $9 Per Hour / Arkansas / Springdale Paycheck
PAYCHECK & TAX BREAKDOWN

$9 an Hour is How Much a Week in Springdale, AR?

An hourly pay rate of $9/hr in Springdale, AR translates to $360 in gross weekly earnings based on full-time work of 2,080 annual hours before taxes.

Gross Annual $18,720 52 weeks @ 40 hrs
Gross Monthly $1,560 ~166.6 hours/month
Gross Weekly $360 40 hours/week
Overtime Rate (1.5x) $13.50 per hour after 40 hrs
Springdale Affordability 56/100 Tight — Low Cost of Living
Springdale Cost of Living Low Cost of Living
Avg 1BR Rent in Springdale 30% Rule: $468/mo budget
$833/mo $365 over budget ✗
Springdale Median Wage BLS Local Area Estimate
$17.64/hr -49.0% below local median

How Much is $9 an Hour After Taxes in Springdale, AR?

Adjust hours, state, or filing status to calculate custom net take-home pay.

Weekly Hours: 40 hrs/wk
10 hrs (Part-time) 40 hrs (Full-time) 80 hrs
hrs/wk
Estimated Net Take-Home
$308.7

per week after Federal, FICA & State Taxes


Daily Net $61.74
Monthly Net $1,337.69

Estimated Tax Breakdown ($18,720 Gross)

Federal Income Tax (~2.2%) $412
FICA Tax (Social Security & Medicare 7.65%) $1,432.08
Arkansas State Tax (~4.4%) $823.68
*Estimates based on 2026/2027 IRS tax brackets with standard deduction. ✓ IRS Publication 15-T Verified
Springdale Real Purchasing Power (COL-Adjusted) ↑ 118% of National Average
$18,942 COL-Adj. Annual
$1,578 COL-Adj. Monthly
$9.11/hr Real Wage Equiv.

Your $16,052.24 net pay in Springdale has the equivalent purchasing power of $18,942/yr nationally due to Springdale's LCOL cost-of-living tier — $2,889.76 more than the same salary in an average U.S. city.

Full Tax & Paycheck Breakdown

For the complete gross-to-net pay matrix, tax calculation, and PTO comparison for $9.00/hr in Arkansas:

Arkansas Full Breakdown →

Springdale vs Comparable Arkansas Cities

Springdale ranks #4 of 7 in Arkansas by rent cost. See how it compares to cheaper and pricier neighbors at $9.00/hr.

Safe Rent Budget: $468/mo (30% of gross)
City Avg 1BR Rent vs 30% Budget Needs Leftover Local Median Wage Housing Verdict
Rogers $731/mo $263 over -$62/mo $15.48/hr ⚠️ Tight
Jonesboro $782/mo $314 over -$113/mo $16.56/hr ⚠️ Tight
Springdale ← You $833/mo $365 over -$164/mo $17.64/hr ⚠️ Tight
Fayetteville $893/mo $425 over -$224/mo $18.90/hr 🔴 Difficult
Fort Smith $977/mo $509 over -$308/mo $20.70/hr 🔴 Difficult

*Needs Leftover = 50% of net pay ($669/mo) minus city average rent. Positive = comfortable; negative = rent strain.

City Report

Is $9.00/hr a Living Wage in Springdale, AR?

Full monthly expense breakdown based on Springdale cost-of-living data and BLS Consumer Expenditure benchmarks.

Below Living Wage Threshold in Springdale

$9.00/hr falls $505/mo short of estimated living costs in Springdale.

Springdale (LCOL) living wage threshold: $15.50/hr — your wage is $6.50/hr below this threshold.

Estimated Monthly Expenses in Springdale

Expense Category Amount Share
Avg 1BR Rent — Springdale $833 62.3% of net
Groceries & Food $320 23.9% of net
Utilities (Electric, Water, Internet) $110 8.2% of net
Transportation (Gas, Insurance, Transit) $280 20.9% of net
Healthcare & Insurance $180 13.5% of net
Personal & Miscellaneous $120 9.0% of net
Total Monthly Expenses $1,843 -$505 deficit
Your Monthly Net Pay $1,337.69 100%

Springdale Wage Percentile

$17.64/hr Springdale Median Wage
$9.00/hr Your Hourly Rate
Bottom 38% of Springdale Earners
35% of U.S. Median Income

Savings Milestones in Springdale

Monthly Savings Capacity (20% of net) $268/mo
3-Month Emergency Fund Target $4,013
Months to Build Emergency Fund 15 months
20% Down Payment on Springdale Median Home $39,984
Months to Save for Down Payment 8 months
50/30/20 BUDGET ALLOCATION

50/30/20 Budget Rule for $9/hr in Springdale, AR

Based on estimated monthly take-home pay of $1,337.69 after taxes.

⚠️
Springdale, AR Rent Deficit Warning ($365/mo Over Budget)

Average 1-bedroom rent in Springdale ($833/mo) exceeds your 30% safe rent limit ($468/mo) by $365/month. Living with roommates or adjusting lifestyle wants is recommended in Springdale.

Needs (50%) Essential
$668.85

Deducting $833/mo Springdale rent leaves $-164.15/mo for groceries & bills.

Wants (30%) Lifestyle
$401.31

Dining out, Hobbies & Subscriptions

Savings & Debt (20%) Wealth
$267.54

Emergency fund, Investments

Housing Affordability

How Much Rent Can You Afford on $9/hr in Springdale, AR?

Financial experts recommend spending no more than 30% of your gross income on housing.

Recommended Max Monthly Rent
$468 / mo
Based on the 30% gross rule ($1,560 x 0.30).
Ideal Rent Range: $358.8 - $468/mo
Max Stretch Rent (Take-home 40%): Up to $535.08/mo
Springdale Average 1BR Rent Benchmark: $833/month
Average Springdale rent ($833/mo) exceeds your 50% Needs budget by $164.15/mo.

Detailed Analysis: Is $9.00 an Hour a Good Wage?

A hourly wage of $9 in Springdale, AR yields a gross weekly paycheck totaling $360 prior to payroll taxes and deductions. Earning $9/hr puts you below the average worker in Springdale, where the median wage is $17.64 per hour. Understanding how this rate translates per week is crucial for planning your budget.

Take-Home Pay & Net Cash Flow Analysis

After payroll tax withholdings, a $9/hr compensation package leaves you with a post-tax disposable income of approximately $309 per week in Springdale, AR after statutory Federal withholdings.

Housing Affordability & Safe Rent Guidance

Financial advisors generally recommend capping housing expenditures at 30% of gross earnings. For a worker earning $9 per hour in Springdale, AR ($1,560/mo gross), this establishes an ideal rent ceiling of $468 per month. With the local average 1-bedroom rent in Springdale sitting at $833/mo, spending $468/mo safe limit requires roommates to avoid severe housing cost burden.

50/30/20 Monthly Budget Allocation

Structuring your $1,338 net monthly income using the 50/30/20 rule yields: $669/mo dedicated to mandatory living costs, $401/mo reserved for discretionary spending, and $268/mo directed into savings. Under this structure, average Springdale rent ($833/mo) consumes the entire Needs budget and leaves a deficit of $164/mo.

Springdale Local Median Wage Benchmark ($17.64/hr) -49% Below Local Median
U.S. National Individual Median Income ($54,000/yr) -65% vs National Median

Frequently Asked Questions

How much is $9 an hour per week in Springdale, AR?

Working a full-time 40-hour work week at $9/hr provides a gross weekly wage of $360 in Springdale, AR before taxes.

What is the net weekly take-home pay for $9 an hour in Springdale, AR?

After estimated federal, state, and local tax withholdings, a $9/hr wage results in a net take-home pay of approximately $309 per week in Springdale, AR.

How many hours of work at $9/hr does it take to pay rent in Springdale, AR?

Based on the local average 1-bedroom rent of $$833 in Springdale, AR, you would need to work approximately 93 hours per month to cover rent.

Salary Paycheck Period

Compare different paycheck frequencies for this exact hourly rate.

Weekly